Legal questions on Civil Law

Harassment by multiple neighbours

Can we get justice if multiple neighbours around our house, like 2-3 families near our houses harrases us differently? 1) one family infront of us is creating noises purpously when I start studying.Onw elderly married couple passes comments and provokes me when I start studying.They call me daughter of a bitch and things like that in local language and they have 3-4 grandchildren whom they tea...

Schedule tribe caste certificate

I am a student from vishakapatnam. I have qualified for my jee advanced exam. I belong to the caste ST(KONDA KAAPU). So to get into admission process I should submit my caste certificate. We have the following documents My father's ST certificate-1992 My grandfather ST certificate-1966 n 1985 Both got their certificate from telangana. I am a native of ANDHRA PRADESH from my birth. ...

Requesting bank for restructuring, as not able to pay SEp / Oct 2020 EMI

I have been writing mails to [deleted] from 30 August 2020 and addressing I need to reduce my monthly loan payment due to a financial hardship. However, my current salary is Rs. 49,000.00 and EMI is 48111 and after optimizing my current home expenses i.e. electricity bill, grocery, flat maintenance, office travelling will come to be Rs. 23,300.00. I have mentioned that I am not in a position ...

Notice Period : Expiry of Rental Contract

My rental contract is for the duration 11.12.2019 to 10.11.2020 (11 months) in the state of Maharashtra. On 19th October,2020 I informed my landlord over the phone (and later over email) that I would not be renewing the rental contract and will vacate the apartment. My landlord asked me to give 30 days notice, till 20th November 2020 (10 days further after the lease expiry date) and I agreed to...

Construction on agriculture patta .

Sir, My name is Kobir Sumon , I am an Advocate by profession , My question is : My client has a 8.33 decimal agricultur patta land , he cultivating there , but now he has been constructed a building uopn the said land , he did not know about agri patta , and he has no knowledge about it . the agri patta was name on his father . but inherently after death of his father the record has been gone t...

Action to be taken when a sub-ordinate defames the controlling officer by providng false information

I am working in the senior management position in a Govt of India organization. Two days back one of the junior employee mailed, from the office mail after office hours, to the highest authority of the organisation about series of lies about me and entangled IIT professor and student by doubting their admission procedure and abused the students who is in 3rd year PhD. The accused employee does ...

Australia Debt Recovery - Followed to India - Pursue borrower's parents for recovery

Hello, I've lent 32000 AUD / 16 Lakhs INR (approx.) to my ex-business partner (100% lend as personal loan. 85% as personal use; 15% as business use) between March 2019 to May 2020. Till august 2020 we had a good relationship where he intended to pay me back as soon as he can. Unfortunately, his credit score went from 300/800 to 0 and he realised he doesn't have any future in australia so...

Foreclosure and Charges

To purchase a 3BHK flat, I had taken a home loan of ~30 lacs from IIHFL in May-June 2018. Rest of money was paid by my family and me. Loan was sanctioned at floating ROI of 8.55% . In a few month, the rates went up, then up again and then for the third time up again. Right now it is 9.35%. Hence I decided to move it to ICICI bank this year in August 2020. I had applied for foreclosure documen...

Recovery from guarantor

I stood as a guarantor for a loan through a co-operative society (Patpedhi) (Location Navi Mumbai) in the year 2017 now the borrower has not been paying the EMI however I understand the fact that the guarantor is liable to repay. but my question is : 1) when the bank contacted me a few months ago and said the borrower and his wife who is also a co-applicant have not paid a single EMI since the...

Property is valid or not

Is this transaction vali Sir, Mr.Arun being a government servant purchased two plots in the year 1986 for a sum of Rs.40,000/- each in an unapproved layout in Hyderabad. These two plots were purchased in his wife's name. Later on it was regularised in the Government in the year 1990. He got municipal tax number in his wife's name and was paying the house tax regularly in his wife's name. He wa...

ICICI bank recovery agent harassment

This is the email I sent to ICICI today : " I have been dealing with ICICI bank for many years now. I have had taken loans previously and had it closed with even defaulting once. Last year I had balance transferred my loan with some top-up with ICICI bank then lost my job on Feb 2020 then COVID-19 happened. Unfortunately, I was jobless till 28 Sep 2020 but I really appreciate ICICI Bank w...

Case being tried in MACT without respondents (self & self's insurance company) attending the hearing

I got into an accident last year which unfortunately resulted in the deaths of two people on a two wheeler. However, through the footage of the dashboard camera in my car, I could prove that the rider of the two wheeler was at fault. The same was recorded in the FIR (the victims were named as the accused). After getting the vehicle inspected by the RTO and getting it released, the insurance cla...

Mistakes in names

My name is Shahina. My father's name is Kunhabdullah. My SSLC certificate holds the name Shahina itself but my father's name is printed as Kunju Albdulla. My 12th certificate and all other documents such as Adhar card, PAN card, ID card etc holds my name as Shahina K K. My father's name in those documents are Kunhabdullah. Also my birth certificate holds my names as Shahina and my father's name...

Money recovery

Hi sir. In 2015-16 I gave money to a person whom I knew. It was an investment in his new venture about some recreational activity. I live quite far from his place so could not meet him often due to my personal works. I transferred about INR 1L. I had done it as he showed some good intentions behind the project where it was helping some needy people. But he sent a stamp paper with all details ...

Landlord not returning my deposit money

Hello sir, I had taken a house for rent. I decided to vacate the house in January. And i was suppose to inform the house owner 3 months prior. So I informed my owner over phone on 4Th Jan 2020 that I will be vacating the house on untill 4th April (so as per agreement i had to pay January, February and March rent). I paid January and February rent and i requested my house owner to deduct the Ma...

Electricity Theft, Greater Noida Uttar Pradesh

I have a house in Greater Noida, Uttar Pradesh In that house a person stays with his family as a caretaker and work as a labour in the vicinity to earn his livelihood .We don’t charge anything from him to stay there. He is living there since 2008 .We don’t visit the house regularly and at times not for 2 year, we often speak to the person on phone to check if everything is fine. Now, on 11t...

Name Issue in the Passport

Dear Lawyer, I am facing issue at the Indian Consulate in Jeddah Kingdom of Saudi Arabia with regard to my passport application. I had applied for change in particulars including addition of spouse name, change in address and correction in my name. However, while rest of the things are OK with the passport division, issue arose because of the change in name I had requested. Let me give you the ...

I want my money back

Hi, I discussed with the interior designer about my budget clearly. I sd im ok to pay a lil extra too. Aft she sent the quotation.. I paid money upfront n did not even negotiate thinking I may not get gd results if I compromise. Wen she came home first time, saw my home n said we can add carpet, cusions and curtains, lamps n lights. But wen I received the quotation..under the renovation of livi...

Regarding vehicle sold but still on my name

HELLO SIR, I have sold my activa in 2014 whose engine asking for repair so I sold it to my known mechanic in good faith of rs 10000 as he told me that he would repair it's engine and sold it and also transferred to the name of that person , I have no proof regarding sale and last month I check it online that it's still standing on my name and I called him and he clearly denied that he didn't bu...

Fraud by third party education services

Hi ! Last year I gave 18000 to a third party education company in Gurgaon to provide me admission in Distance MBA in a university in June 2018 batch. After that I have been calling them for proof of admission or books by university but they always say you will get in 15 days. 2 months passed and I asked them to give me a proof of admission from university, they said we will confirm from out ...