Legal questions on Civil Law

Since the last 2-3 years, I have been having ulcers and gastric reflux disease due to which I haven't been able to eat and working full time ended up becoming like an impossible task. I eventually decided to take a break from work and recuperate. In the meantime, my mother developed oral cancer and that led to enormous expenses that we were unable to bear with. Therefore I could no longer pay m...

"I am facing a serious financial issue and need legal advice. Here are the details of my situation: 1. I have taken multiple unsecured loans from NBFCs and banks, totaling ₹16 lakh. 2. One of the NBFCs gave me a pre-approved loan without any income proof, collateral, or physical cheques, and I have been unable to repay the EMIs due to financial hardship. 3. I have already paid EMIs...

We are a cooperative housing society in Maharashtra and have adopted model bye laws 2014. Total number of flats are 700 and total strength of managing committee is 16 (general + ladies reserved seats). Recently, due to resignations, casual vacancies have come up. In the recently held AGM,, a resolution was passed which is as below: "One vacancy in the MC can be filled by co opting a member ...

I taken loan for my friend. His father admitted in hospital so he asked many times when i try to check on loan application i got loan amount of 75000.i sent him and told pay every month correctly but he didn't pay any EMI. I'm the responsible for that loan so i paid every month for 13 months then i lost my job on emi 3 months get delayed then i started continuous to pay. In between one person f...

My father is migrated in delhi after 1993 , but now permanent resident of Delhi since 1997 , my birth , education place is Delhi , my father came in Delhi from bihar state, in Bihar central list of obc my caste is mention which is kalwar , and in state list of Bihar it's mentioned as biahut kalwar not kalwar , generally in our caste we considered both caste same , but when I asked in Delhi sdm ...

My had borrowed Rs 2700000/- for home loan on basis of hotel business where I was made co applicant by bank in 2016. She was forced to take a loan protection term policy (worth Rs 100000/- one time premium)for which form was in English but my mother is just 7th fail from Marathi language. While taking policy the bank persons said it is mandatory as per RBI will cover your entire loan amount on ...

We had a troubling experience with a bank agent from HDFC who provided us with misleading information about a life insurance term policy. Unfortunately, he did not provide any brochures. Trusting his information, we decided to apply for the insurance. However, once the policy started, we discovered through the policy document that we had been misled. When we confronted the agent, he repeat...

Hi, I am an MDS Doctor from Mumbai currently working in a Civil Hospital, Berasia, Bhopal. Recently I was engaged to a girl which my parents had arranged in Mumbai. I came for the engagement and went back to Bhopal. It was all good till my engagement after which the horrors started. The girl used to treat me nicely and talk to me on FaceTime and phone and mostly on weekends because I was a bit ...

Hi, I am facing mental harassment from recovery agents. From past few months I have been having troubles to pay my dues. I am having credit card debt,personal loan debt. But I have been clearing all the dues on time till past few months. But till few months ago i had a job and also I have been studying. Now as it was very difficult to manage both I lost my job. But still I have paid some emi e...

Hi, i am an NRI and have been working outside India for a year now. Iwasnt sure what were the right investments to make. So i decided to go with a firm that was trusted by one of my friend. I invested with them for the past 1 year and on maturity i didn't take it out and reinvested. I have seen and heard other people get their investment money back so i didn't doubt it at all. Recently 4 months...

We had borrowed a loan of 14 lakhs at a monthly interest of 3.5% by executing a sale deed in favour of a money lender. The property has two registration where as one part was a sale deed and another part was sale agreement. A mutual agreement was initiated for 11 months on the property which had a sale deed and a sale agreement for 24 months on the other property. Due to loss of employment and ...

Please suggest me to claim my Rights to Harassments , Denial to board the Aircraft at the Gate to take the Bus to the Plane by Indigo Flight ,Airport staff , their Behavior to Lowest level . we were afraid of being beaten up with their uncontrolled verbal talk and anger shown towards us .The staff had not informed us at all when asked again and again to take us ahead to the long que at the chec...

Greetings, My father passed away three years ago due to cancer. As the only surviving child, I was unable to follow up consistently with the bank to close his account while continuing my education and managing family responsibilities. After my father's death, I informed the bank about his passing, but being unaware of the banking procedures at the time, I didn’t ask for the account closure f...

In the year 2014, when I applied, to our Passport Seva Website, there were two places to write Mother's name. One Column Mentioned the Mother's Maiden name which means I have to write Her Name with her Surname Before the marriage, In my case My Mother's name was - Sumita Hazra (Surname Hazra Before Marriage), There was Another Column that Simply asked for Mother Name, As a result, someone shoul...

Hi, My husband & myself are permanent residents of Australia, recently my husband went to India and got his passport renewed. He applied passport renewal through thatkal, he got his renewed passport within 2 days after his visit to passport office on 05/11. So we thought that we do not need to go to police station for verification process. In the meantime he also had his dental surgery and was...

I and my relatives brought a land and registration was done. This land was previously owned by relatives. Current owner of the land is not my relatives. Before I brought, land owner plan to sell land to other buyer but my relatives not allowed the buyer to occupy the land because the owner don't have way to go into his farm. So, land owner filed a case against my relatives stating that the buye...

Respect sir / madam We are having a agriculture land which was bought in 1992 as join property of six brother,the land area is 5.05 cent as per document.South side of our land there is another person who is having agriculture land of 5 acres as per document,he is local guy & we are 70 km for away from this land.This both lands where are on d same survey number for past years..As our family m...

Hello Sir, I did my schooling 10th and 12th from Maharashtra board where my name is written as Surname + First name + Father name and now I am in final year of my btech and where same name is written as 10th but recently our university got new rule that you have to link your aadhar card with university erp then only you will allow to sit in exams and degree will issued but in my aadhar card my ...

This is Ashir Singh, one of a customer who has take a loan from you a while back. The loan has been overdue for more than a year cause I didn't had any job and someone had died in my family. It's been 15 days, Me, my family, friends and my office colleagues have been receiving calls from a third party vendor stating that "Ashir Singh se bta karawao". I have been speaking to the Lady from th...

I had dropped my wallet on road one year back which had my drivers license in it, at evening i got a call from a person on my father's number as it was written in emergency contact on my license itself saying they had found my wallet lying on the road so i was able to get it back. Now due to this reason i did not file any complaint or FIR because i got it back the same day. Now these days i get...