Legal questions on Civil Law

Can builder deduct money from Maintenace Fund collected from buyers in the name of running the society before handing over?

Subject: Inquiry Regarding Deduction from Maintenance Fund by Builders Pre-Handing Over of Society I am writing to seek clarification on a crucial matter regarding the handling of the Maintenance Fund that builders collect from buyers in a residential project, specifically concerning whether a builder can deduct money from this fund for operational expenses before officially handing over the s...

Bamboo tree leaves of bamboo trees planted by neighbour obstructing natural light in my rooms

Our next door neighbour has planted bamboo trees in clusters all around his house. The trees have grown high and their thick canopy of leaves is obstructing natural light to my rooms facing their compound. The trees planted in the front is obstructing the view from my hall. Earlier I could see upto the end of the street sitting from my chair. Now I have to get up to see who has come to my gate....

What to write on agreement to buy a car which has loan on it?

Current situation- I wants to buy a car which a pending loan of rs 250000. The seller has fixed the deal for a total of Rs 400000. Proposed condition- I (buyer) will pay him advance of Rs 250000 to close the loan and get NOC. At the time of agreement signing, I will transfer Rs 250000 to seller and get possession of the vehicle along with both the keys and all necessary documents. Future ...

Slight dent due to parking constraint

Respected Sir/Madam, I am writing to bring to your kind attention a matter of grave concern that has been affecting my well-being and causing significant distress to my family and professional life. On [18th November 2024], while returning from work at Yashoda Hospital, I was attempting to park my car near my residence Due to the narrowness of the colony road, I decided to reverse park my...

समन बनाम मुलजिम

(फौजदारी की धारा 61 देखिए) अदालत का नाम ______________ मेजिस्ट्रेट श्रेणी ________________ अदालत का स्थान _____________ समल बनाम श्री/श्रीमती ____________________________ पता ________________________________________________ चूंकि _____________ के आरोप के लिए आपकी उपस्थिति इस अदालत में जरूरी है, इसलिए आप तारीख __________________ समय _________ दिन के दस/दो बजे ______________ स्वयं (या वक...

My landlord not return my advance back.

I rented a 1bhk room on (date) near amruthanagar . I paid 40000 advance and as per the owner room rent is 10000. I was giving him 10000 every month before 5th. And also I send him the screenshot for every rent I paid and he said ok...after 6 month, he is saying "room rent is 11000. Where is my rest of the amount ". I thought misunderstanding happened then I told me for 6 month you can cut 1000 ...

Passport hold by recruitment agency

I approached first recruitment agency through facebook advertisement and i sent bio data online and i got venue hall ticket and date and after two week other agency (second)also advertise through newspaper for same job but i go with first said agency before i donot know they are combinely doing business and i went interview & face book agent told they are same company and same owner and i signe...

Neighbour kid damaged my bike which is parked within the parking area of the appartment

6 Months back in may 2024, I happened to see that my bike fairing is broken. From the security I came to know that one of the neighbours kid threw the bike down while playing. I have confronted him ( he was also aware that his kid has done). He agreed upon fixing it. Every now and then I keep asking him, After some months I myself got the estimate of the parts required and only asked half of it...

Caste Certificate

Myself resident of vellore, moved to Kakinada around 2008 after getting married. My mother stayed in vellore and i always on work at various parts of the country. Between 2006 and 2007 i was in tamilnadu on work. Now my eldest daughter was born in Chennai but brought up in Kakinada and younger one is born and brought up in Kakinada. i need a caste certificate in Andhra Pradesh whereas they are ...

Bank deliberately deposited excess from auction in a lien marked account

Since the last 2-3 years, I have been having ulcers and gastric reflux disease due to which I haven't been able to eat and working full time ended up becoming like an impossible task. I eventually decided to take a break from work and recuperate. In the meantime, my mother developed oral cancer and that led to enormous expenses that we were unable to bear with. Therefore I could no longer pay m...

How to Legally Protect Myself from NBFC Recovery Actions for Unsecured Loans, ECS Dishonor,

"I am facing a serious financial issue and need legal advice. Here are the details of my situation: 1. I have taken multiple unsecured loans from NBFCs and banks, totaling ₹16 lakh. 2. One of the NBFCs gave me a pre-approved loan without any income proof, collateral, or physical cheques, and I have been unable to repay the EMIs due to financial hardship. 3. I have already paid EMIs...

Casual vacancy in Managing committee

We are a cooperative housing society in Maharashtra and have adopted model bye laws 2014. Total number of flats are 700 and total strength of managing committee is 16 (general + ladies reserved seats). Recently, due to resignations, casual vacancies have come up. In the recently held AGM,, a resolution was passed which is as below: "One vacancy in the MC can be filled by co opting a member ...

From NPFC loan application one of senior person misled me foreclose the loan

I taken loan for my friend. His father admitted in hospital so he asked many times when i try to check on loan application i got loan amount of 75000.i sent him and told pay every month correctly but he didn't pay any EMI. I'm the responsible for that loan so i paid every month for 13 months then i lost my job on emi 3 months get delayed then i started continuous to pay. In between one person f...

Obc certificate related issue

My father is migrated in delhi after 1993 , but now permanent resident of Delhi since 1997 , my birth , education place is Delhi , my father came in Delhi from bihar state, in Bihar central list of obc my caste is mention which is kalwar , and in state list of Bihar it's mentioned as biahut kalwar not kalwar , generally in our caste we considered both caste same , but when I asked in Delhi sdm ...

Loan settlement

My had borrowed Rs 2700000/- for home loan on basis of hotel business where I was made co applicant by bank in 2016. She was forced to take a loan protection term policy (worth Rs 100000/- one time premium)for which form was in English but my mother is just 7th fail from Marathi language. While taking policy the bank persons said it is mandatory as per RBI will cover your entire loan amount on ...

Fraud related to life insurance term policies by a bank and its branch employees.

We had a troubling experience with a bank agent from HDFC who provided us with misleading information about a life insurance term policy. Unfortunately, he did not provide any brochures. Trusting his information, we decided to apply for the insurance. However, once the policy started, we discovered through the policy document that we had been misled. When we confronted the agent, he repeat...

Breaking the engagement

Hi, I am an MDS Doctor from Mumbai currently working in a Civil Hospital, Berasia, Bhopal. Recently I was engaged to a girl which my parents had arranged in Mumbai. I came for the engagement and went back to Bhopal. It was all good till my engagement after which the horrors started. The girl used to treat me nicely and talk to me on FaceTime and phone and mostly on weekends because I was a bit ...

Metal harassment from recovery agents to me and my family.

Hi, I am facing mental harassment from recovery agents. From past few months I have been having troubles to pay my dues. I am having credit card debt,personal loan debt. But I have been clearing all the dues on time till past few months. But till few months ago i had a job and also I have been studying. Now as it was very difficult to manage both I lost my job. But still I have paid some emi e...

Investment scam

Hi, i am an NRI and have been working outside India for a year now. Iwasnt sure what were the right investments to make. So i decided to go with a firm that was trusted by one of my friend. I invested with them for the past 1 year and on maturity i didn't take it out and reinvested. I have seen and heard other people get their investment money back so i didn't doubt it at all. Recently 4 months...

Money Lenders Harrassment

We had borrowed a loan of 14 lakhs at a monthly interest of 3.5% by executing a sale deed in favour of a money lender. The property has two registration where as one part was a sale deed and another part was sale agreement. A mutual agreement was initiated for 11 months on the property which had a sale deed and a sale agreement for 24 months on the other property. Due to loss of employment and ...