Legal questions on Civil Law

Transfer of basic education female teacher

I am an assistant teacher in Basic jr. high school district Bareilly. I have joined my service on 16/02/2010 at rural area Shahjahanpur.I was unmarried and married on 7 DEC. 2012 at Merrut while my husband was performed a private job as a software fngineer ar Noida since begning.I applied for inter distt. transfer firstly in 2013 but not trasfered and after that in 2016 with propsal of 5 distri...

How to settle a NPA loan account if borrower passes away

Some points that might be helpful: 1. My father took a mortgage loan in Dec 2014 on our only home. 2. It became NPA in 2016. 3. Loan account is still NPA and father has paid upto Rs. 13.21 Lac from the beginning. Initially in 9 regular EMIs and then in multiple lumpsum payments. 4. Bank reduced Rs. 9.31 Lac paid amount by charging interest and penal interest from 2017. 5. My father passed ...

Flat owner not returning deposit amount

After vacating the flat my owner is not returning the deposit amount. Here are some details regarding this: Amount of Rent: 19,000 Amount of Deposit: 60,000 Date of licence period: 01 May 2019 to 31 March 2020 Date up to which i stayed there: 31st Oct 2020 Advance Notice given to owner: 45 days Residential Location: Pune, Maharashtra Owner address: Mumbai Total due: 41000 Details: I...

Banking issue

I got a Loan from Gulf Bank, Kuwait. and when I am returned from their I had kept 1 year loan dues for safety purpose but due to the Covid-19 Situation I cannot able travel and held in India. In the time period I had spend some money for my routine life and remaining 6 months loan was kept for safety purpose but when I was checked on June 2020 the loan amount was not hold by bank so I didn't ta...

Personal loan default /banks threatening

Am a teacher working in a school in Bangalore from past five years. Due to harassment of husband I had agreed to get him personal loan. He had got an agent to home and applied loans in multiple banks. I got loans from banks in to my account and my husband transferred everything. For nearly eight months we paid the loans. From past ten months, my husband left me and am living alone with my son m...

Want to vacate the tenant

Hello All, I have given my house for rent on october 2020 & they were paid rent for one month on november... even though delay of more than 10 days.. from due date of 23rd november is what they have to pay. Now from then, they NOT paid rent from last two months till now. Moreover, on november I informed them to vacate the house in next two months, as they were creating lot of problems....

Abusing Lang and threaten by collection agent over call

I have taken a loan Amount of Rs 25000 in 2019 through app and was paying montly installments regularly and completed amount of Rs 16000 now from last year due to financial issue and covid19 I was unable to make a payment however i was in touch with advisor through mail and whasapp. Earlier I was taking continous follow up to close my loan by paying settlement amount but company denied to accep...

What should i do..how to contact lawyers from other states?

My dad yesterday went to bangalore owing to an interview call by a collg which turned out 2 b fake . My dad took some money during lockdown in order to get a work done , from one of his colleagues in hyderabad. Along with it, he added that as he has lost his job nd 4 months salary he is returning home. It will take sometime and everything was well known by the colleague . But as some issues ros...

Owner is not providing NOC to transfer the bike

Hello All, I purchased a Royan Enfield Bike from a person through OLX in Nov 2019. I have provided 75% payment through UPI transfer and remaining 25% in cash. The owner purchased the bike on EMI. Untill Nov the loan was not cleared so we both went to the bank and cleared the dues before I purchased the bike from the remaining 25% amount which I paid him in cash. Bank person told us that the ...

Modification of house plan from the Planing authority

Respected Sir., i have purchased a site in Arasinakunte Village at Nelamangala which comes under Benglauru Rural. I have approached an engineer to apply an application before the Nelamangala Development Authority to get the planing approval for ground and first Floor. he also applied the same. The concerned persons of the planing authority and Nelamangala Municipality have inspected the site ...

Unable to correct husband name in Death Certificate.How to prove that I am widow in Govt. Jobs

Hii All, SITUATION ==> My husband died on 25 September 2020 due to illness (scrub typhus) in PGIMS,Rohtak (Govt. Hospital). I have an 5 year old daughter with me and there is no support from in-laws and very less support from my family We belong to (Village:Ranoli) Bawal district,Haryana In aadhar card and all other document my husband name is "DARYAV NEHRA" but in all medical re...

What I do If bank and banking obudsman both not answered about unauthorised transactions.

My profile section is hacked and the hacker accesses the profile section done transactions without OTP there are 18 unauthorised transactions but the OTP comes only for 2 transactions which are also approved without my share or permission i not get all transactions debit messages on my registered mobile number which comes they are also not in sequence according to the sequence of transactio...

Negligence of duty causing undue delay

Hello Sir/Mam , I applied for a verification process online in a TN govt 'office X' on Nov 7 . Paid 10k for the application. They had to contact Embassy via email and complete the process ideally in 10 days . They didn't respond to phone calls . After waiting for more than a month , I went in person to Chennai and asked for an update on Dec 20 . They said they initiated the process long b...

Exam cancellation reg

My exam in one subject in final mbbs,despite myself passing the exam after evaluation by examiners got cancelled by a private university in February 2017 for malpractice allegation. Aggreived, i filed a WP in Madras High Court in April 2017.It got dismissed in June 2017.I filed a WA in Aug 2017.It got dismissed.I filed a Rehearing ( review) petition which kept on delayed for 3 years and got dis...

Mental harassment against cable operator

For last 4 months I have been complaining against local cable operator for not providing discount on 2nd connection as per new TRAI rules. First he said that there is no such rules, then illegally change my registered name to my father so that he can deny discount on different names. Also he call me a harami customer for asking discount and cheap and free loader. Now he is providing discount ...

Noisy upstairs neighbours

This is regarding noisy upstairs in my apartment. The source of sound is due to the child drags furniture, there is continuing dropping of things on the floor, bangs, footsteps and jumping on the floor. I tell them to put a rug down or something to 'dampen' the reverberation of the sound waves. All has been ignored. We have told them the noise begins early morning, throughout the day and till m...

Clarification on OBC Non-Creamy Layer for serving para Military personnel

Sir, I am presently serving as Sub Inspector(now falls under Group B) in Central Reserve Police Force (Para Military), I was appointed as Assistant Sub Inspector (Group C) during 1992. My question/query is Clause III relating to Armed Forces including paramilitary Forces of Ministry of Personnel, Public Grievances & Pensions (DoPT) OM No.36012/22/93-Estt.(SCT) dated 08.09.1993 states that Son(s...

Thumping noise from the floor above

Hello Sir /Madam, We moved into our apartment 3 months back . Our neighbours who is staying upstairs making thumping noises while walking especially whenever we used to have a nap in the afternoon whether it's 3 or 4 p.m As it's corona period their son who is studying g in 12th std playing ball inside their home, sometimes it extends late in the night from 9.30 to 10.30 p.m Requested them n...

Personal Loan

I had taken a Personal Loan A/c No. LPNMU[deleted] from ICICI Bank on 10.07.2008. I have paid the EMIs till June 2011 and another EMI on September 2011. I was bedridden seriously with Diabetes and Tuberculosis since April 2011 and lost job due to my ill health. I still paid the EMIs. Then, on November 2011, I gave an application to the Collection Agent and at the VASHI ICICI Bank stating my ina...

Harrassment by University

I am a student in an affiliated college to a state government University (not going to name the university), I got a compartment in a subject in Nov 2019 examinations. I got 3 out of 60 marks, I filled the re-evaluate form by paying Rs. 700, and got 5 marks. Then I filled the form to get the scanned copy of the answer sheet by paying Rs. 2000, my teachers evaluated the same and told me the maki...