Legal questions on Civil Law

Home Loan for Flat in Kolkata

In 2015 April, I had booked a under-construction flat in Chinar Park, Kolkata. The project was pre-approved by LICHFL. Accordingly, based on my eligibility, I was sanctioned a loan amount of 21Lakhs. The rest amount approx 15lakhs was paid by my father's retirement savings. I was asked to pay 19,816Rs/Month as EMI. The flat was scheduled to be handed over in Decemeber-2016. However, the contrac...

Rejection of NOC by controlling officer on ground of shortage of Staff

Hii, i am working as SENIOR SECTION ENGINEER/TELECOM( pay level-8 IN 7th CPC, Grade Pay-4600 as per 6th CPC) in NORTHERN RAILWAY. i applie for the post of Engineering Associate(S&T) in NCRTC. This post is being created for the experienced employee from the central/state/PSU on Absorption basis by NCRTC. and equivalent to the post at PAY Level-8 in 7th CPC. I applied for the NOC to my controllin...

Harassment by local corporator/Nagarsevak

Hi, I am staying in Tehsil place where I own plot and home for residence. At one side of my plot, agricultural land is there and at other side homes of other members in society. Earlier, drainage and sewage water was going to that agricultural land. Since last 3 years that has been blocked by land owner and now sewage water has been accumulated on road in front of my plot and home. Registered ...

Education loan- sbi

I took an education loan of 4.0 L from SBI in the year 2014 for continuing my education abroad- in medicine (i was in 4th year of my 6 year M. D. Course), the loan was sanctioned without any collaterals at that time. According to loan letter i had to start repayment from July 2018- total 120 EMIs of around 6 500 INR. According to Medical Council Act, 1956 i cannot practice medicine legally in I...

Borrowed money for Business and went on Loss

In the year 2020 I had tried starting a business in the name of Rakshan Infotech. Where in I had to get a DDV ( Dialer Data and Voip for calling ) First started with a company name BPO Projects India Pvt Ltd with an investment of Rs. 50,000/- and later dus to loss and error by workers we had to stop it and moved forward to another Project for Canada process where I spent time energy and eff...

Contractual dispute

We have a sub-station works contract with MNC Limited Company. The MNC Company gives some of the conditions in their work order when it starts which we have summarized below:- 1) The Contract has a specific time period. 2) The MNC Company will provide the Drawings & Design from time to time 3) The MNC Company provides free-issue materials (Like Steel, Cement Foundation Bolts, etc.) 4) The M...

In absence of adaption deed.

Hello, I am facing a unique situation. I am from Assam, during the period of 1982 to 1983 there was severe ethnic violence in Assam. For my safety my parent sent to my uncle in Agartala Tripura, then I was 7 years old. I was admitted to KV Kunjaban where my uncle was working. I am not sure if Adoption deed is made or not. My Uncle was my Guardian. His name came in my Class X certificate as my f...

Buyer not transferring bike in his name sold in December 2019

I had sold my bike to a buyer in December 2019. The buyer at that time, after taking my signature on all the relevant RTO documents, had assured me that he will transfer the bike in his name. Around August 2020, this bike that was sold by me to this buyer was involved in some sort of an accident because of this, the police had approached my landlord's office as I was not available. After my lan...

Sold 2 wheeler years ago, but the RC list still shows me as 1 of the 2 owners

I had sold a barely used (few weeks) scooter in Feb 2018. I recently (Sept 2021) checked the registration details of the vehicle in Vahan portal and noticed that both the buyer's and my name are visible as the owner with the status of both as active under the "RC Status" heading. The buyer had registered in a different RTO - North Bangalore while my registration had been done in South Banga...

Withdrawal of money from joint account with either or survivor mandate

Hi, I am narrating a real life incident. A daughter has a joint bank account having either or survivor mandate with her father. Her father died roughly twelve months ago. Her mother died several years ago. She received a cheque of Rs6 lakhs in the name of her father after his death. She deposited the said cheque in the aforesaid joint account. Subsequently, she transferred the said money ...

Permanent injunction duration

Sir , The court passed a permanent injunction in a civil case relating to property.we were the owners of title and in passession of tje said land .the The defendents were restrained to interfere or to take forcible possession to the land in dispute in 2003. Now rhe defendents are interfering and trying to take the possession.we are the title owners of the property .in the mean time in 2010 th...

Defreez account

My name is Mohammed imran. I am from Punjab district Ludhiana. I am working on recharge and bill payment so 30/10/2020 I created one merchant on razorpay payment gateway through website .this marchant I'd get Fv5Qey198J7SSY. This marchant account name is cashfree .but in name related 12/11/2020 I received mail by razorpay in mail says to your merchant account disable by reason copyright infregm...

Agriculture land in pocession by others

Our ancestral property of 2.5 acres was in my uncles name who is agnate,(records held from 1966) after my father dividing from joint family in the year 1980 ,it fell in to our share(which verbaly accepted). The same bit we got it by registered sale deed on our fathers name in this year Feb 2021,got mutated and having recorded in passbook.All these years my uncle was receiving all Govt previlage...

Bike is sold but rc is still in my name

I bought Bajaj discover 125 S T vehicle in Harapanahalli through the Bajaj auto finance. But some reasons I am becoming defaulter of this loan.the vehicle was siezed and sold in auction.When I see R C details of KA17EL1813 vehicle for some reasons the vehicle is still in my name in RTO records. Iam stunned.because this vehicle is already sold due to default of this loan account as your company ...

Judgement issue

A 3 bigha land we purchased 15 years back. As the plot having 3.5 bigha in total, but owner sold complete plot mentioned only 3 bigha and mentioned other person in his cauhadi. But that person don’t have any paper for that land. And that land comes under same plot. Now some other person got that part of plot in some paper by mistake. He lodged a case against us. But as the owner sold whole pl...

Damage to the property

We are three brothers residing in the same building on different floors. The eldest brother who reside on the 3rd floor is renovating his floor and causing damage to second & First floor respectively of his younger brothers. Due to the renovation work the wall / wall ceiling got cracks and there is continuous water seepages issues which has caused cracked ceiling, black fungus kind patc...

Harassment by Loan Recover Agant

I took a short term loan from SIMPL LOAN for Rs. 5000. Few days overdue was there but the collection agents started threatening calls (from whatsapp number +[deleted] and voice call from a number where incoming is not available- [deleted]). I requested that I will pay but they keep on continuously making absurd calls to me and my wife and they started contacted my contacts. I told them that my ...

Doubt regarding the ncl-obc certificate validity.

To the respected dignitaries, I have a doubt about the OBC(Non Creamy Layer) certificate and income criteria. My father is an Circle Inspector (CI) in Andhra Pradesh Police department, which is a Group B post in our state. And we belong to a caste that comes under OBC in the center OBC list and we have a verified caste certificate for the same too. my father's income have just crossed above...

Fraudulent Interior work Contractor

I am an NRI , Native place Kerala , Trivandrum district. I have given advance Rs.1.8L to a Trivandrum city based contractor to do the interior work of my 2 BHK flat .This person initially met us in the Apartment premises & approached us when we were in Kerala for Annual Leave. He told & convinced us that he can do the complete interior work in our flat and he agreed to do the interior as per ou...

Legal hurdles in renovation inside flat owned in an apartment

Sorry this is a long one. I live in Bangalore and own a flat in an apartment on 3rd floor. Previous owner who was first buyer did alterations in flat layout which were not according to approved plan of the flat. Now after i bought the flat , while looking at original flat layout i feel that the original one was better than what previous owner did. So i want to revert the alterations mad...