Legal questions on Civil Law

Suggestion Require

Dear Sir, With due regards and humble submission, I am placing the following for your value suggestion 1. That, I am a widow living alone in the village Biranarshinghpur of Puri district in the ancestral property of my deceased husband. My only son stays outside in connection with his employment. 2. That the parents of my deceased husband had left some properties comprising of agricultural ...

Ecs returned without my mistake

Dear Sir / Ma'm, I have taken a home loan from HDFC in Oct'13 and paying the EMI through ECS from IDBI bank. In Feb'15, I got a mail from HDFC that my ECS got returned from IDBI stating the reason as "account closed" but my account is very much active and I'm using it regularly. Since, then I'm following up with both IDBI & HDFC through mails for resolving the issue. IDBI is telling that HDF...

Personal Loan

Good evening Everyone, Require your insights regarding personal loan repayment. I am salaried person working with a private firm and apparently due to some requirement i had to opt for personal loan from two different private banker. For 2 years I was able to make the payment on time, but due to some unforseen circumstances at my place where in my father had to underwent a bypass surgery, i ...

Misuse of my security cheque

Respected Sir, I have joined a office in the month of May2015 and as per terms and condition by verbal I have given my personal documents with a signed without date cheque as a security to the CMD of the company. By chance I got a chance in another company and I have left the company with the prior resignation and even it was accepted by the Director of the company. But I got regular phon...

Chevrolet service

Hello i bought a chevrolet cruze sedan car in 2013 .During regular service at 15000km the company authorised service centre made a note on after service bill that front shocker assembly need repairing ..i felt misalignment and noisy cabin issues in my car till 2015 i faced a lot of noisy cabin problem in my car and 6 to 7 times i went to service station about noisey cabin from car ..then again ...

Dispute on loan

Dear sir, myself kumar baibhav from ghatkopar, mumbai. My mom had taken a loan of rs.50,000 from a lady 3 years ago named renu. she wasnt into this money business of giving loans but just wanted to make some cash from monthly interest of rs5000 so she dosent have a proper licence for this. My mom had agreed that she had received this amount of 50,000 through a stamp paper but nothing was mentio...

DOB change in matric certificate

Hello Sir/Madam I have passed 10th from CBSE in 2002 . My Date Of Birth is [deleted] but it is entered as [deleted] due to the mistake of my guardian(my relative who was funding me at that time because my parents were not able to afford my education). He entered it by mistake which didn't come in mind at that time. After some time, when we got our attention on this, it was almost some years pa...

Seniority of direct recruitees

Advertisement for Assistant Engineers comes in Dec 2006 for 250 Posts . Written test held on [deleted] , Eligibility was 50% for General and 40% For Reserve catagory. In Adv it was mentioned that The board reserve the right to modify alter above mode of rect as well no of posts etc. The board give joining to the assistant engineers General with 50% & Reserve with 40%. The about 60 Posts left...

CBSE School demanding for fee to issue Transfer Certificate

Dear Sir/Madam, My Two Kids were studying in a CBSE School (Class Vth and VIth ) for almost 3 years in Delhi (2012-2015), Last year in 2015 i had shifted from Delhi to Rajasthan, Last year around mid of April 2015, I asked the school to issue the Transfer certificate as i had admitted my kids in new school in Rajasthan, but the Old school demanded for Rs. 10000 as a fee and mic. charges, whi...

Apollo Hospital medical negligence leading to death

I am writing about my uncle who died on 25th April 2016 i Apollo hospital in Delhi. He was undergoing a kidney transplant operation on the 21st April. after the operation he was not waking up from General Anasthetic. Any layman person knows maximum would be 2-3 hours. Family were not allowed to go in and staff were not respondong to any questions. I live abroad and desperately was asking my fam...

Tenant landlord

Sir please suggest me, firstly our house is on leasehold land for 99yrs, now sir from last 16 years my personal garrage was rented to a shop businessman on tenancy agreement (all taxes, electric etc are all on our name). last agreement was from 1st april 2015 to 31st march 2016 i.e for 1 year tenancy agreement. on february 2016 i issued him a notice for vacating the garrage for my personal usag...

How to contest my grand father will show after 26 years of his de

Dear respected seniors, i need your help in a matter ...actually i have parental property from my grand father..my grand father was expired in 1989 and his 4 children one my father and remaining his daughters... disputes started when my father was expired on 18 october 2015...my grand mother & my bua's trying to escape me and my mother from parental house ...after so many problems i file civil ...

Can an auditor be debarred

I am based in Ahmedabad, Gujarat. I am an owner and occupant of a house in KAMALNAYAN BUNGLOWS at Ahmedabad. As per the sale deed and other documents, the bunglows are treated and considered as individually owned houses and the common facilities such as garden, club house etc are also owned jointly by all members and NOT by the society. To provide services such as - water supply, ma...

My property is in possession of my cousin and he construct alter

I live in a house which had been sold by the owner in two sell deed.. Firstly on my grandmother's name .. Half of the south portion which consist two rooms and a latterin and bathroom.and a choch facing toward west main gate direction In 26 DEC 1974. Later on he sold the northen half part to my mother on 27july 1975 .which consist two rooms two kitchen and a chock toward north east direction...

School not providing TC for my Children

Hello Sir, I'm Sujith Kumar, working as a technical manager in a private computer institute in Mangalore. I migrated to Mangalore from Kochi last year and admitted my twins (daughter and son) in Narayana Guru Primary School in Kudroli , Mangalore in first standard (Unaided Private School). While admission the HM demanded the original copy of the birth-certificate in their permanent custod...

Recovery by liquidator appointed under Maharashtra soc act

I was in service with a co-op bank in maharastra . I had taken housing loan from bank. The Interest rates were connected with memorandum executed between bank management union which has retrospective effect from date of execution for the period which is executed/applicable,The Management didn't given retrospective effect of interest rate for 2\3 consecutive agreement till date of liquidation. B...

Central govt resignation

I am a central government class b employee. In Jan 16 I took a leave with headquarter leaving permission to give upsc exam. But later I had to travel home due to my mother's bad health. Since my mother has been un well and suffers from arthritis et al I could not resume duty but intimated them through speed post twice. In April I decided to tender resignation as I had to be with my mom during h...

Bank loan

Sir ,I have stood as guarantor for a company as keeping my property as collateral guaranty in the year 2011 for the company on my property along with two other properties procured a loan for rupees 1.64 crore and shared a partial amount with me which was sanctioned on my property about 22 lakhs.The company later enhanced the loan by keeping another property to sum of 2.74 crores in year 2013.Th...

Rearding loan npa

Dear Sirs, I have borrowed a loan from xxx bank 2 years back in my company name (proprietor is me) and i was repaying it regularly till date. The same bank has issued a credit card to me 1 year back. They have tied that credit card with my cash/credit account (CC loan acct). They started paying to my credit card account from my CC load acct. Because of small down in my business I couldn't a...

Harrasment of icici bank

Sir my friend was a 10 th class failed (qualification),he don't know more official matter's and he worked in saree showroom,in Hyderabad when he taken personnel loan from ICICI bank(Rs.10,000/- respectively) in 2007. every month a agent/collection executive collect the EMI from him,few month's after my friend shifted from another place in same city and inform to collection agent/executive but...