Legal questions on Civil Law

HDFC Personal Loan pre closure charges levied even closed with home loan reason

Hi All, There is a situation happened in Oct 2020 I was have personal loan with HDFc for my marriage expense so later I was looking for home loan So my father helped me to reduce or close the PL from his part and go for full 85-90% of homeloan because of interest and IT tax helps But where I query either for closure or restructuring same thing to HDFC bank they didn't reply so someone I g...

Buyer Not Transfering Ownership of Bike, Not Receving or Answering Calls.

I recently sold my brothers bike, exactly one month ago, the buyer paid me in cash, i handed over the form 29, 30 and RC Book and Tax paid to him and took his signature on a sale agreement copy along with the witness signature. He promised that he will immediately transfer ownership in his name. i took a photo of his aadhar copy, where his permanent address is in other part of the state and he ...

Action by police against complaint of mental harassment

1. A senior veteran,presently aged 80 years, retired from IAF Nagpur, without any blemish in his entire personal and professional life, stayed with his wife and spinster sister in independent house located at Dharwad, Karnataka,since 2001. Upon the demise of his wife in 2010, and his sister in 2011, a neighbour aged approx 66 years, started harassing the veteran by asking the women tenants of h...

Regarding obc non creamy layer certificate

Hello sir, I am 31 year old married women, UPSC aspirant, 2022 is my last attempt according to the General /OBC Creamy layer candidate. My father was teacher in Govt inter college. I belong to obc non creamy layer before marriage and I have that certificate, from my father side , my husband is working in BSNL as SDO, AGRA.. Presently I live in Agra with my husband in my own house,.....last yea...

Defamation Case Against Chairman By the Secretary

Dear Sir/Madam, I live in a Co operative Housing ltd at Badlapur Thane Maharashtra. Our society has been registered in Dec 2018 and the handover to the managing committee is done in Jan 21. Till this managing committee has neither processed any of the society related documents like Bank accounts, Share certificate, Conveyance Etc. nor giving their resignation. Also they are collecting ma...

Recovery agents took my bike without notice for 2 month end EMI

Saturday 12.02.22 morning 10.30. My friend took my scooter to drink tea @ mehdipatnam two men came and claimed that they recovery agents and take keys from him forcibly then he call me i rush to the spot. I Spoke to him that bank didn't send me notification about seizing of vehicle. I called to the bank executive and said that about. He say I can't do anything. at that time other agent start ...

Car Parking Issue

Dear Sir, We live in a CHS in Mumbai, this is a TDR construction apartment and while we purchased this flat the seller didn't have any parking in the older building as a result of which we didn't inherit any or were not allotted any by the society. We didn't find this to be an issue until over the past few years when after parking my car outside on the road it was damaged by a passing truck, th...

Vehicle Owner not providing Original RC

In March 2018, I purchased a 2 wheeler from my colleague. At that time the vehicle was on loan and the EMIs were remaining for 3 years. So we mutually decided that I will pay the EMI amount to him until the EMIs are over and then once it is over, he will get the NOC from the Bank, so that I can transfer the ownership under my name. I paid all the EMIs and also the EMI closure amount in August 2...

False Document

Biswajit Roy a well-known liar and fraud person in our locality. I am 48 now, his younger brother Avijit Roy, my childhood co-player is 2 yrs. senior to me and Biswajit Roy is about 10 yrs. elder than Avijit Roy. Few years back Biswajit Roy was working in Air-India as a temporary worker. In the year 2017 or 2018 he became permanent employee there. In the meantime by slip of tongue he reveale...

Money Lending

Hi. My father who was a tax practitioner had a client for a long time, and I am not aware of any professional dealings between them. My father has since expired and this client now tells us that he lent some money with some % interest rate to my dad. When we asked for any proof/evidence, he went to court and filed a case against my mother, my 2 brothers, and myself. We have hired a lawyer and h...

Correction in Service Book Date of Birth

Hi I am govt worker joined in 2012 all te submitted my originally verified documents Adhaar And Pan Card as mentioned Clear Date of Birth in my all Documents 12/12/1973 but Department generated my date if birth in service record book 01/01/1968 totally wrong changed by senior officer I don't know about him. I got pention card in 2017 I got wrong date of birth and I was informed to conce...

Harrassed and Tortured - Taken a loan from Loan Apps from Playstore

I had taken small loans from loan apps that are available in playstore at a much higher rate (around 40%) of interest and that too they deduct the interest and disburse the amount.its a short term loan for 7 days. I did it out of desperation, as I'm unemployed and was in need of money and for critical medical emergency needs. Initially i repaid the amount, when they call one day in advanc...

Double document

My maternal grand father, registered his lands to myself (son of his daughter) and to my uncle (his son). For me 10 cents of land has been registered subdividing from 80 cent land and to my uncle only 70 cents from that 80 cents land has been intended to be registered. But my uncle during registration, somehow forged us and printed 80 cents fully in his document. Both lands has been registered ...

Nbfc

Hello sir mera naam atulkumar hai Humne ek bike liya hai us bike per humne bajaj finance company se loan 96000 ka karya tha us ke hum 26 emi pay ka di hai per mere papa or mummy ki ziyada tabiyat khrab ho gayi thi papa ko brain tumor ho gaya uske baad me mummy ko paralysis ho gaya tha is time per hum hospital me tha ziyada din hone ke kaaran emi jama nhi ho paya us ke baad bajaj se hum ne baat ...

Bike bought, RC is with seller

I bought a second hand bike through olx from one person for 35k. I contacted through phone he asked me to come to his office to get bike, it was not office it was flat but he said he use that flat as office but there were no employees in that it was small room. I wrote a letter stating his address( his address were different location not flat address)& my address then subject as he handovered t...

Landlord not returning Deposit

1. Staying in premise from 11 Years , with yearly rent agreements & regular rent payment , deposit of 75K 2. Agreement expired during COVID in 31-March-2020 , after country wide lockdown announced on 24-Mar-2020 3. Post expiry of agreement stayed in premises till July -2021 , was paying rent regularly (monthly) through NEFT bank transaction 4. Mutually discussed on rent extension through w...

Query regarding OBC certificate

I am currently living in Hyderabad. My father is a central government employee(employee category-c). He has been posted in various places in India. I belong to Settibalija community which is recognised as backward caste and included in the central list of OBC in undivided Andhra pradesh. But after bifurcation of the state new state Telangana is formed. Telangana government has not included our ...

Cut-off date for qualifications for Appointment of Assistant Professor by WBCSC

Respected Sir/Madam, In inviting a reference to the subject cited above, I draw your kind attention to the following points: 1. That the last date for submission of Application for the post of Assistant Professor in Government-aided General Degree Colleges against Advt. No. 1/2020 was 15.03.2021, which was extended from 15.02.2021 as per the order of controller of examinations. 2. That...

Seller denying to repay token advance

Sir we went through an agent and liked a villa. After discussion with the Villa Site Manager At first a token advance of Rs 10000 was asked to transfer to confirm our genuinity and later it was Rs 50000. Before transferring any amount we had told them that we have our property on sale and if any issues with loans or if we are unable to proceed with the deal , token advance should be returned to...

Neighbour Nuisance

Hi, I’m writing from Bangalore. We’ve recently shifted to our own house in a residential society. Unfortunately we’re having a weird situation. We have a rather insensitive neighbour who smokes in the balcony, takes loud office calls, and all other nuisance. This all appears intentional and in a way a deliberate attempt to make us uncomfortable and intimidated. Approaching the RWA is not an ...