Legal questions on Civil Law

Deliberate Harrasement and torture by society president by denial of water

I am not sure if my question fall under the above mentioned category, Dear Sirs, Good Morning We stay in a building (own flat) and we understand that it is summer season and water problem is everywhere, for the past one year we have never complained to the maintenance head of the building and having been staying peacefully with everyone the building, and paying our maintenance charges wi...

Bank lost my KYC documnets like Pan card adhar card etc..

Hello team, Last year i opened a bank a/c online & as per bank policy customer has to submit their KYC docs within 20 days of a/c opening in the near by branch . I submitted the xerox of all my docs in the nearest branch within the given time. but after 20th days the branch where i submitted the docs freezed my account & told me to submit the KYC docs, for this i visited the branch ...

Terrible Experience for KAFF Customer Care

I am writing this email as have gone through very painful and stressful , harassing experience from KADD Customer care team. I have complained the issue with knob and burners (HBR 783B) for this hob on 24th Apr 2019.After couple of follow ups , the junior technician visited however he didn’t have knowledge and didn’t behave correctly with my mother and didn’t fix the issue at all. Had to again ...

Recovery agent threatening

I have two SBI credit cards. When my wife was working she was using my credit cards and she used to pay the bills. But her company terminated her because of company's financial issue and she is not getting work since last 4 months. Due to which my credit card bills are pending for last 4 months. I have my personal loan so my complete salary is deducted for personal loan and I am not able to pay...

House building contract breach

Sir I entered into a house building contract with a local contractor for construction completion of 1397 sqfeet house for total rs 26.63 lacs within 7 months time . The contract startd date 12.5.18 and now 13 months passed . The building just completed plastering and we have paid 20.00 lacs by may 2019 . Now he is still lagging the work and started doing bad quality construction. So we asked ...

Letter from Ahmedabad Customs against parcel of sex toy ordered from China.

Hello Mr. Mapara, I had placed an order for a sex toy online. The same has arrived in India and is held by Ahmedabad Customs. I was unaware that import of Sex toys is not permitted in India. Now, I have received a letter from Ahmedabad Customs as follows. "Gentlemen Sub: Holding of the Parcel bearing No.xxxxxxxx dated xx.xx.xxxx You are, therefore, requested to furnish the followin...

Sold my bike 1.5yrs ago but still onwership not changed to new owners name.

Hello, I have sold my bike via Olx...now it's been 1+ yr that I have sold the bike to that customer..still when I checked the ownership details via online, the bike is still in my name... Till now no issues but just worried that in future if anything happens will I be in trouble. Yes forgot to mention, that B4 I sold it ..i mentioned to that customer to test ride the bike well so that later t...

What should I do ?

Sir, I am Pradip Kumar Biswas, residing at Chowrasta, P.O.- Krishnagar, P.S.- Kotwali, Dist- Nadia, Pin- 741101, West Bengal, I have a CC A/c at United Bank of India, Krishnagar Branch which is under the Stand up India scheme as I connected to schedule cast community. As I have a small business of Computer and accessories sale and service bank authority sanctioned Rs. 12,00,000/- as CC loan....

Unable to pay personal loan

I took a loan in 2015 September and I have been able to pay only for few months and since I had to move back to my hometown due to family pressure, I had to leave my job and I have not been working since then. I received a call just a day before from a person called devender yaday who claimed to have called from Delhi Police stating that a non bailable warrant has been issued due to cheque boun...

Personal loan default

I got a personal loan and paid 12 EMI's. As soon as I got the PL, I lost my job. Since the EMI amount is high, I managed in all the ways to pay those 12 EMI's. After 9 months, I got less paid job than previous salary and this EMI absorbs around 30 - 35% of it. I have another loan and repaying it. This is my first default loan and I have not paid last three EMIs (Mar, Apr, May). In feb, I wrote ...

What about Intentional default?

Hello Sir, How are you? I have been going through your suggestions. I have a few questions. Can you help me out? I am a Collection Officer working in a NBFC. As you know we do have targets to achieve and lot more pressure from the boss and the higher authorities. I do know that harassing and abusive words can never convince a person to repay his debts who is truly in problem. But many lenders t...

Harassment by SBI credit card

Dear Sir/ Madam I would like to share my grievance regarding SBI credit card. This all started in the year Nov'2017 It was been more than 03 Months (More than 90 Days) I haven't had received my credit card. Only few calls from SBI representative stating that I shall receive my card in few more days. While i was awaiting for my card to get deliver Royal Sundaram charged me for an insuranc...

Epf/pension settlement

Sub:- UAN NO. [deleted] - PF ACCOUNT NO. MH/8615A/107 1. PF Account No. MH/8615/751 My service ceased to exist in the year 2002. Thereafter I have exercised the option for the withdrawal and have received the total PF Amount and also EPF Pension vide PPO No.MH/THA/4030847 after attaining 54 years of age, in the year 2006. 2. PPF No. MH/8615A/107 Joined service in the year 2002, but at ...

Getting a passport with open / pending criminal court case

Hi, We need to apply for an Indian passport for a senior citizen (76 year) old who has an pending small criminal court case pending from last 30 years. I have two questions - 1) Can we get Indian passport if we declare the court case. He is old and won't be able to travel / run another legal case to get the passport. 2) Can we apply the passport without declaring his court case. He ...

Rto related

One of my relatives had purchased a Maruti Alto Lx in 2004. He was employed in West Bengal during that time. Subsequently, he moved to Delhi in 2005. While relocating to Delhi, he took a No Objection Certificate (NOC) from the concerned RTO. In Delhi, my relative tried to re-register the vehicle in Delhi NCR. Unfortunately, the emission norms (Bharat) had changed and since the vehicle was meeti...

Sebc caste certificate (gujarat)

Sir I want to apply for Caste Certificate in Gujarat But, i have to give the evidence that we are migrated before 1/04/1978 to Gujarat I born in 1995 in Gujarat My Uncle (Father's elder brother) came to Gujarat in 1972 for Job in a private company, (they have a Company's ID Card of year 1977-78) My Father came to Gujarat From Rajasthan in the year 1974 (My fathers age was 15-16 years)...

Mental harassement

I am a civil service aspirant.i am residing in Patna since January 2019.i took my first room on rent and started my study.first week was very normal and there was no problem.after that i felt that my room electricity supply is being disconnected many times in a day specially during taking rest after having meal,in the afternoon before cooking,after drinking water.i felt that something is wrong....

Issue on passport application

My name is Shiv Kumar. I am resident at Delhi since the date of my birth(12/04/1992). I am an IT professional and worked with HCL technologies and now working with Sopra Steria France based multi national company. I have applied for tatkal passport from Delhi since my company is asking for passport. I visited ITO passport seva kendra on 23rd of May. From the point of documentation everything wa...

Electricity Bill Dispute

On Nov 2015 we have a got electricity bill of 50,000 Rs of a Month on a meter of 2 KW, which is due to Meter Jumping, also written accepted by JE, UPPCL Officer . And then for 2 years we have been moving around all UPPCL offices to solve the case but till today no resolution. We have also filed a case in consumer court but due to no judge availability or sometimes judge simply extends the date....

Non-furnishing of treatment details in discharge summary by the hospital is deficiency in se

A pre-mature child was in nicu of a hospital for 35days from second day of birth. there as per medical protocols he was to be screened for retinopathy of prematurity {rop} along with other required treatments . the hospital has not furnished any thing about rop screening in its discharge summary , even though there are pre-printed columns in the discharge summary itself. neither...