Legal questions on Civil Law

Harresement from Bank Agents

Hi, I have taken personal loan from bajaj Finance, which I paying properly all these years. Since last Year July 18 my emi started getting bounced due to some financial issues. But still after that I managed to pay somehow my monthly emi's till March 19. But then post that there I lost my job and due that bank asked me to do the settlement and gave me 3 months repayment time for that settleme...

Complication in name change after marriage

I am a Muslim girl. I was married in Arya Samaj to a Hindu boy. So they converted my religion first and gave me a hindu vaidic name. Hence, the marriage certificate they gave has the new vaidic name for me. But, I want to keep my original first name and just change my surname. The marriage registration remains due and is very important for us to do. Problem is that my husband who is an army off...

Name addition to Birth Certificate

My sister was born in Vashi, Navi Mumbai in 1995. As my parents got relocated to Kerala immediately after that, her name was not added to the birth registration. Due to unfavourable situation, my Parents were not able to go back to Navi Mumbai and get the name added. Now we tried to get her birth certificate issued and got it without much hassles. But the birth certificate does not have h...

Auto-debit still seeking funds from my bank account even after settlement

Hello all, Thanks in advance for going through my issue. In Feb 2017, I had taken a personal loan from Bajaj Finserv as they were calling day in and day out to sell me a loan. While taking the loan, I was not informed of the Insurance which was added and the cost deducted for the same. I happened to talk to the Finserv team over the phone, which was really frustrating and I finally ended ...

Father cheated Son money

Hello , my father resigned from his job at 56 and his every month salary was below 6,000 per month . I completed education & got job in 2000 and was asked take care of them. Trusting my father, i kept sending him money for 18 years assuming my father will rationally spend and do the savings in my name. Since they had no home, i invested in a home in Coimbatore taking loan. Now my Father saying ...

Home Loan higher rate of interest charged from me

I was sanctioned Home Loan amounting to Rs.3,00,000.00 (Rs. Three Lac only) by ICICI Bank in September, 2001. As per Agreement I was supposed to pay 180 EMI"s of Rs.3,769/- per month applying interest @ 12.50% per annually. No where term for rate of interest is mentioned fixed or floating. The clause on rate interest in Agreement says: INTEREST: The rate of interest applicable to the saod loa...

Cheated by a girl online

I was duped by a girl who said she is from Britain. She asked me for help to show around places in Chennai when she travels here. I agreed . She told that she is very rich and she will pay even my expenses if I stay with her in 5 star hotel. I had once seen her face through video call but don't remember it. On July 29 she whatsapped me the ticket of her from London to Delhi and she sent a photo...

Bumped infront of car

I was driving and it was raining, the guy ran from right to left. I was on the left side of the road and he was on right. He ran horizontal on the road so to cross and get to left side. I saw him running so I pressed my brake as it was a rainy day indian roads are slippery, he bumped on my car or he slipped there is no dent or scratch on my right side and he was sitting on a road then a guy co...

Builder charging high maintenance charges

We booked a flat during 2012 January and the builder promised 60+ amenities. Our flats were handed over on 28th September 2014 without any promised amenities. One year maintenance fee was paid during flat purchase. Also they took sign in agreement for maintenance till September 2017 before handing over the keys. The builder supposed to complete the entire project but he was holding 5 blocks con...

Changing Government Job Without NOC or prior information to previous employer

Hi, My selection in Lecturer Grade in Uttar Pradesh Suffered due to one person who joined inplace of me due to slight margin of marks. I was enquiring about her past jobs and found as below: 1. Firstly he was employed in Basic Education Department and During the probation period he gave a application of unpaid leaves of 2 years. On 21/05/2015. As per RTI his application was not accepted and ...

Wrong medical s.g.p.t test report

Sir, My 7 months Child was Suffering from Fever And Cold from 13 july 2019 to 18 July 2019..I went to private check up 18 July 2019 evening 07:20 pm then doctor said to me for a Blood test and other test..I went to sirohi private laboratory for test at 08:45 pm 18 July 2019..When the doctor checked the test report then he shocked..Every thing is fine but S.G.P.T. and S.G.O.T. report is abnormal...

Common passage plot bc and d single owner and plot a is mine

Plot A and Plot B are adjacent with a common passage in between and plot C and plot D are backyard .plot B C and D have single owner using common passage to reach backyard and plot B . Plot BCD owner filed a suit for permanent injunction that plot A owner should restrict from using common passage .plot A owner has front RCC home and back empty site and a adjacent gate in common passage to reach...

Bank sending notice with false information in it

A nationalized bank have sent me notice through advocate to appear in the court and pay up double the amount of loan. The charges are - 1. I have not being paying since 6 months the bank dues … Which is wrong - as every month I have been paying emi amount and I have bank statement as evidence. 2. They had sent 2 cheques - amounting to INR 1,20,000/- without informing me, (which had been give...

How to take time to repay the debt of banks and moneylenders and private SHG NGO lenders?

Dear Sir/Madam, My father was running a pan shop and he did few small loans for our education and he met with an accident, he was saved with treatment but we didn't get any considerable compensation (court finalised for only 1.60,000 as the accident car didnot had insurance coverage) after running the case for 6 years. With in that period for the expense of my father leg operation and my bro...

Lease house owner issue

1. The owner given the water problem and ask so much of money for water (1000 per month). we go ask why sir do like this type of problem. he told when i will give the water that time only u use. this is problem of our professional job also. we told please give the time to time water not given the water, plea return the money, i will leave your house. that time he told you not given money for me...

Dude threatening legal action against me for email - please help (mumbai)

So this guy wanted a service from me and for one month he kept dillydallying and making laaaarge phone calls. Finally a few days ago we hashed out payment terms and I sent him details and asked him to pay by that evening otherwise I would need to cancel his appointments as my time slots are limited. He then made an about-turn and said "I am a bit surprised by tone of your message and find it de...

Binding Third party to injunction

I got an injunction against 2 of my brothers for not using a property. But another brother of mine (who was not a party to the injunction order ) started using the property claiming that he is not bound by injunction as he was not a party. I got him impleaded as a party but he is still using the property saying he has challenged the order ( in high court) which made him a party. Now, how can th...

Civil case from employer after 1year on law 1908 section 9

First let me brief my case. I have been working on an organization for 2.5 years whose main office is in Gujarat and I am working in haryana in a branch office. 1.5 year before they were going to close their office in haryana and so they didn't pay my salary for 5-6 months and terminate me. On this I have put up my case on labor court just after 8-10 months. Now when my case summons reached to...

Extortion by Apartment association office bearers

Hello Experts, I am staying at registered society in Bengalore. Society is registered at registrar office. I am religiously paying maintenance charges. Recently our EC(executive committee) proposed(In May 19) for Kaveri river water pipe line connection for society for which they provided estimated cost of approx 66000/- per 1105 sqft flat and asked to pay in three instalments. During proposi...

Interior Issue

We went for a interior designing company looking at their design options and lifetime guarantee options they provide via their website advertisement. The brand is now opening Pan India. Franchise of our city who was dealing with us forced us to place all our orders together or earlier promising to provide fast delivery as we were delayed to do our house warming and house shifting. But actual de...