Legal questions on Civil Law

How long banks can try to recover written off credit card dues

Hi, I used to have 2 Credit Cards of 2 Private Sector Banks when i used to live in Mumubai from 2003 till 2008. I was working for a Multi National Company there. I had a major accident in early 2008 and had to return to my hometown after that accident as I lost my job. Biggest mistake of my life was that i never took a personal insurance and always relied on the insurance provided by compa...

How to Exit the rent Agreement with lockin in of 6 months

I have a rent agreement with a Lock in period of 6 months. However, within 1 month I have informed for leaving the premises within a month and the possibility of an early closure. Brokerage paid by me and the owner is 8000 each on account of 15 days rent. As per the discussion , owner now wants 2 months lock in plus 8000 brokerage loss since he will have to repay that and look for a new tenant....

Country club vacations cancellation

I have joined Country Vacations (CV) membership on 25th Aug 2019, CV representatives gave presentations and forced us to take decision the same day sitting in one of the room in their office. I paid around Rs.65000 through my SBI debit card and YES bank credit card. Then later when I came home I checked in google about Country Vacations and found only negative reviews and lot of unsatisfied cus...

Unable to payback personal loan

I took personal loan from Capital First. It was for 60 months. My monthly installments were 4400. After I paid few installments, my father was hospitalized & i had to spend a lot of month after him. Unfortunately he passed away. A year later I 2019 Feb my mother has got breast cancer 3rd stage & she is still fighting. Again I had to spend almost 80% of my salary after her medication. In all thi...

Illegal construction

Sir, mere neighbour ne 3 floor banaya hai, aur ab 4th floor bana raha hai, without any permission, woh bhi slum area meh, mere ghar meh ek chota sa window ta usne , bahar ka Space leke meri window Band kar di hai, mai baut complaints kiya hu, but koi action nahi lera hai, 1)BMC, ( 2)POLICE STATION, ( 3)ACP, ( 4)MUNCIPAL COMMISIONER, (5)COLLECTOR OFFICE, ( 6)MHADA, (7)WARD OFFICER, (8) D.O SAAB,...

Consumer Fraud Case

There are two parties involved here, one 3rd party agency though which I booked a property and other a builder in which a property was booked. I booked the property but I've never received a builder buyer agreement. The property was booked under 10:80:10 payment scheme. I paid initial 10% of the property. Next steps were for bank to process the loan and builder to share the agreement. Both ...

Construction of wall, & occupying the common walkway by the co owner of the flat

Arumbakkam, Chennai. My father has bought the second floor flat at 2010. It is actually a 2 Flat building and in that building, the other Flat in the first floor has been bought later by another person. Ground Floor is stilt. We both have registered sale deed & unregistered construction agreement. Builder has equally divided & handed over the UDS via sale deed. Also the builder has allotted ...

Home Loan and Builder default to provide property

Me and my wife have taken a joint house loan from Tata Capital where builder is Oasis Realtech, Noida constructing a property named Oasis Grandstand situated at Yamuna expressway, Sector 22D, Greater Noida. The loan is in under subvention plan where builder pays all the pre-emi untill the possession. The first date of promise was Dec 2017 to provide possession however builder failed to provide ...

Stopping to walk in a path through which we enter our agricultural land

Dear Sir, We have a land in our native place (Padigelapalli Village) in Kadapa District, A.P. Since 1983, we are residing in this site and we are walking through a way which is a government site which is being used by villagers. One of our neighbors have filed a case in 1991 stating that we have no right to walk in that way and it is their property. In the year 1994, Lower court have given the...

Money given via cash and returned via RTGS

I gave 4 lacs to my relative after withdrawing from my bank , he returned same amount via RTGS after 8 months in my account. Now relation got strained between us and he has filed recovery suit on me stating that he has given loan of 4 lacs to me via RTGS , but I am not returning him the amount. I have few questions in this situation : 1. Since plaintiff is only having RTGS to support his ...

Credit card default

Hello, I was using SBI & HDFC credit card between 2012 to 2014.. I've always made on time payments.. Never missed any.. But due a natural disaster, my shop electronic goods were short circuited and this pushed me into a financial distress.. At this very time when i was financially weak, my wife divorced me.. She left my son with me as she had no intention of growing him... This further pushed m...

I have received litigation notice same like below.

Summary:the litigation is against due payment What is supposed to mean I have to appear on court and face charges maybe jail, or I can settle dispute paying the due amount Lok adalat notice U/s. 20(2) I have received the below mentioned notice for a dispute pertaining to my net setter bill from Idea. Though I have made the disputed payment, do I still need to make a court appearance on...

Welding shop in residential area

I am the resident of B-Block, Avantika, Rohini, Sector – one, Delhi – 110085. Six month ago a shop of commercial work of welding, sheet cutting, making house windows and shutters of steel material and grinding in our residential area has opened in DDA Market, near Hotlip Ice cream Factory. The creates very loud noise of grinding, polishing and cutting which's the major cause of diseases lik...

Can i get legal assistance from legal services authority for file a case

Sir, I am a mother of a 17 years son. I am a divorced woman and raring my son single-handedly without getting single money from his father. Son is with me from his birth. His father left us before 15 years. I have been denied to get caste certificate on my caste basis. The Caste Scrutiny Committee has sent this matter to Government of Maharashtra for getting permission to handle this case on 5t...

I lost my job 3 month back and has defaulted on my EMI’s payment

My self Mohammed Nafees I took a personal loan from three different bank a Rs 12 Lakh. I earned well and had no problem paying the EMI’s all these years. However, I lost my job 3 month back and has defaulted on my EMI’s payment. Now I am worried to my bank bcz they are harassing me each and every day. Recently I got the new jobs with less salary which I was getting before, so now I wants a way...

Deficiency after surrender of car

Menu arrow_back Case Details - Case Information Services Message Center notifications Message from Lawyer 1 NOTIFICATIONS Close Advocate Prashant Mane has responded to your matter. [deleted]:53:45 Dismiss Case Details Lawyers Payments Case Information Debt Collection Case Id VK[deleted] Case Status Open Posted By Sudesh Bhatia Posted On [deleted]:31:33 State Punjab C...

Credit Card Debt

My father a prestigious customer with excellent track record for Ratnakar Bank Ltd. suffered from Brain Haemorrhage and is in coma for past two months. Recently I received harassing calls from the bank-agency mentioning the following despicable things: -threatened me and my family for life -abused and cursed me incessantly -threatened to cause ruckus at my home/office -threatened to kidn...

Query regarding OBC certificate.

Dear Sir/Madam My daughter is in class 12th right now and she has appeared for Jee Mains this year be belong OBC NCL (Yadav Ahir) category and I have a caste certificate issued from Uttar Pradesh but my family has been leaving in Mumbai since 1980's so I tried to get the the OBC certificate initially from Maharashtra but after a lot of follow ups they gave me immigration certificate and told ...

Clarification on Creamy Layer determination for OBC

This is to seek clarification regarding determination of creamy layer for Other Backward Classes(OBC) Employees for PSU employees. As per OM No.36012/22/93-Estt. (SCT) ,Government of India Ministry of Personnel, Public Grievances & Pensions (Department of Personnel & Training) dated 8th September, 1993,(attached) PSU Employees are categorized in schedule II C. The rule of exclusion for this ...

Document

Need help for a friend , regarding Documents in view of current NRC/CAA implementation in West Bengal. My friends Father is from Krishnanagar,Nadia district of West Bengal.He is currently serving in the Indian Navy. Unfortunately being from a under privileged background , he doesn't have a birth certificate.The house that he has in his village is not registered either and doesn't have the sa...