Legal questions on Civil Law

Spicejet airline cheat

I had booked 4 tickets on SpiceJet flight fom Mumbai to Udaipur for 8th Dec 2018. I was travelling for my own wedding along with my parents. Tickets were booked 4 months in advance On 23rd Nov, i received an intimation from spicejet about cancellation of above flight. I requested them to accomodate me on another airline same day since Spicejet had no other flight on the route same day. For c...

Questions on handling an accident FIR case

I was involved in an accident with the 2-wheeler coming from the wrong side. After giving appropriate first-aid, they demanded tons of money from me. I refused and asked for police to be called. They refused and I thought the matter was settled as they weren't ready to take it forward. Now 20 days later I came to know that was a huge mistake. Those guys went to police station and registered...

Understanding of Below issue in defaulting personal loan.

I had taken an unsecured personal loan of 3 Lacs from a bank.2 years ago. I was paying my EMIs when I was working but past 6 months I have not been able to pay my EMIs due to an unfortunate loss of my job. then I started a business but it has not been going well and I am not making any profit. I tried asking the bank to reduce my EMI amount so that I can continue my EMIs but the bank refused to...

My lender does not accept to receive my full loan amount before due.

A Money lending organization is providing loan of around 36000 rupees per head to small group of women containing 15 members. Out of 15 members one member has to be a leader and the loan amount has to be paid is 1880 rupees per month per head for 24 months. My wife is a leader in of their women group. We got loan 5 months back and till date the due has been paid on time. Now we have a better bu...

Road accident case

Recently we hit a scooter with our car. No one is injured. The person is driving the scooty and his mother is sitting behind. She fell down after the scooty stopped after 10 to 30 seconds. She had no injury but still we took her to the hospital. The doctor was their relative. She was admitted in the hospital. She was in shock. They took xray, ctscan and everything is fine in the reports. The pe...

Mental harrassment

Hello sir I am 4th year student persuing law . The main issue over here is there is one boy lot elder than me I treated him like a big brother and he is married. One day that boy sister called me up and asked me to go somewhere because he will be alone and for giving him any sort of company they asked me and the sisters was going for the her date. They even said that not to bring anyone or ...

Electricity connection taken by other person on my property while i am in possession of property

Respected Members, This query is in relation of a electricity connection which is taken fraudulently by a person on my property before i actually took the possession of the property, now the electricity board BSES (Delhi) is not issuing connection on my application. Following are the highlight to understand this case better- 1. I registered this property in Jan 2017 and actually took pos...

Title suit by adverse possession

Sir i have been residing in Dibrugarh.I have residing since 2003 by constructing a Assam type House with boundary wall in the Land of Amir saikia. I have been paying Goverrment land revneue on behalf of actual land owner AAMIR SAIKIA.since 2004 to Dec 20198.Actual owner aware as regards my construction of house.When he threaten to leave on Nov,2018 I file a title suit as adverse possession .As ...

Mental harassment by neighbour

Hi, thanks for your time. The secretary of my building has been mentally torturing me and my family for about 4 years now. She is the sort of person who is terribly inquisitive about other people's business and very nosy. Her favourite pastime is standing at her window, supervising every activity happening in the building. Who comes in, who goes out, who comes with whom, who wore what! Not only...

Misappropriation of Premium

Misappropriation of premiums Complaint Description : Dear Sir/Madam, I have a term plan of HDFC Life Insurance (Policy Number 19824352) having premium frequency monthly i.e. 5th of every month with a grace period of 15 days. There are total three system in this loop: 1st HDFC Bank, 2nd Billdesk payment gateway and 3rd HDFC Life Insurance. My date of commencement of a term policy is 5th Decembe...

Medico legal issue

Hi , Need advice for my one of the medical condition which caused one disease got permanently due to one doctor negligence in surgery . Suddenly I got pain in my stomach and doctor identified that there is stone found in gall bladder and due to that pancreas is also getting pain so we need to operate gall bladder but before need to wait to fix pancreases pain . They kept me Icu for 7 days...

Credit Card Payment

I have used ICICI Big Bazar Credit Card (No annual charges). After some time they sent another card (Platinum) without taking my consent, saying as you are our good customer we have increased your credit limit on this card and blocking previous card. All the benefits are same. They start charging annual fee and I am also not getting anything (gift,discount) from Big Bazar on this new card. I h...

Nuisance by neighbor

Hello sir/ madam we live in row house and our neighboring property is given on rent where huge utensils are stored. basically his gives this huge utensils on rental basis. Every single day unbearable noises he makes due to dragging, loading / unloading of these huge utensils in trucks. we have requested him 100 times but nothing has changed. he loads utensils early morning and till late n...

Electricity bill issue

My father was purchased a house rent property from his neighbor in 2015 beside our home. When my father was purchased this property there was no any electricity bill pending as said by seller, also my father did not received single bill from electricity department since 2015 but now last week the electricity department’s executive came at house and asked about seller(old owner of this propertie...

Student terminated from School

Dear Sir \ Madam, My brother in law perusing 11th standard in a School. There was a fight between two students from 12th and 11th standard. now the school is blaming my brother in law and forcing us to take Transfer certificate now. My Brother in law as alerted his friend that class two students from class 12th are planning to beat him on humanity basis, now this as become major reason for th...

Changing DOB on academics certificates after 10+ Yrs

Hello All, I want to change DOB for a relative (named R) on her 4th TC & using same as a basis on 10th TC. Her DOB got recorded wrong on 4ht TC & which was carried to her all remaining academic certificates. R passed 4th from ZP school in Maharashtra in 2001. R then went to private school from 5th to 12th. Now the 10th (SSC) school is ready to change DOB, but they are asking her 4th TC with...

Health insurance exclusion

The insurer in the health insurance has put this exclusion clause” 10% loading in view of dyslipidemia and No benefit shall be payable to Mrs XXXX under this policy in respect of medical expenses being incurred arising directly or indirectly due to Dyslipidemia including investigations, treatment or direct complications thereof for a period of first 3 continuous years from the date of risk comm...

Bank loan

Hi, My father took a loan of 12.5 Lacs from HDFC Bank in January 2018. During the issue of the loan bank sold him an insurance policy (SARVA SURAKSHA POLICY) of HDFC Ergo. There was no collateral against the loan. In August 2018 my father passed away due to Heart attack. We claimed for insurance in HDFC Ergo but they declined saying they do not cover life and the policy that he had was a non...

Insurance premium deducted even after Policy grace period over

I have taken TATA AIA policy from HDFC on Sep 2017. Here HDFC Bank worked as my Agent considering your tie up with TATA AIA. I could not see benefit so decided not to pay 2nd premium which was due on 14/09/2018. I had got so many calls from TATA AIA Customer care about paying premium amount butI clearly informed that I am going to surrender this policy. Even customer care explained me the...

Change of D.O.B in passport ...due to wrong details with fake adhar

I had earlier made my passport first in 2013 December as a minor on {dob-1999 a year younger than my actual dob that is - 1998} with the help of adhar card with 1999 dob on it Earlier i did that because i had some opportunity to go abroad that had age eligibility of 1999 dob for which i somehow managed to make adhar card and further made passport a year younger that is 1999... But no...