Need urgent advise on legal relief for deferring the payment

Hi, I lost my job during pandemic in May 2020 and for survival I started a small business in my wife’s name in Rajkot, Gujarat with whatever savings I had during that time. I rented a small place but due to government rules related to covid the business went in major loss and I had to borrow money from some private lenders and friends to survive. There was no option for me but to shut down the business in Dec 2020 and I started looking out for the job. I have got the job with very low salary in Gujarat and am staying away from my family to earn and survive. Now since past 1 month my lenders and creditors are harassing me and warning of dire consequences for going home and harassing my family if I don’t pay them. I am not able to focus on work because they all call 8-10 times a day. I explained them the situation and have asked time of 6 months’ post which I will start paying them off slowly in phase wise manner. I am currently working hard to meet my ends and due to current economic crises in India (Bcoz of Covid-19) I am not even able to pay my electricity bills. They are just not ready to listen and forcing me to pay them. I don’t even have money to eat how can I pay them. The lenders include some private lenders who has given me money on very high interest, some suppliers, some personal friends who have given friendly loan. Is there any legal remedy of differing these payments? I need a break of 6 months only post which I will start paying them in breaks but in these months’ no one shud harass me or my family in Rajkot as I am constantly travelling and located in other city in Gujarat to earn my salary form Feb 2021. During this time these private lenders should also not charge me any interest as it does not make any sense to charge interest during these nonpayment months else I will pile up on the amount. Please help and suggest of some legal remedy as these people will not sit quite or be patient unless I give them some legal document to give me time. I want to pay them but need 6 months to start repaying them.