Metal harassment from recovery agents to me and my family.
Hi,
I am facing mental harassment from recovery agents. From past few months I have been having troubles to pay my dues. I am having credit card debt,personal loan debt. But I have been clearing all the dues on time till past few months. But till few months ago i had a job and also I have been studying. Now as it was very difficult to manage both I lost my job. But still I have paid some emi even after loosing my job. But now I am not able to pay all emi at once, so I have started paying and clearing 1 loan at a time in a month by settlement. I have been informing the recovery agents about the same. But now some people have started calling my parents, my brother, my grandfather and have started abusing them, threatening them. Since I am out of state and working a part time job and studying I am sometimes not able to pick up unknown numbers. They have resorted to providing false information as well. The loan app clearly states 50,000 as remaining but the agents are informing my parents that the outstanding is 2 lakhs. Also multiple agents are calling me saying they represent the same bank. And every agents gives me different information about the outstanding and also different different settlement amount. These agents have been misleading and pressurizing my parents to pay my loan. Even they are saying that if I don't pay they will take my parents in court and they will be put in jail. I just want the recovery agents to stop calling me as I have 7+ years of total work experience and I can get a good job of 40k+ salary but due to incomplete degree i am not able to secure a job. I just want them to give me some time to complete my education so that I can pay all dues fully. I am still trying to earn as I am responsible for my family and also myself and still making ends meet every month. My parents are old and retired and cannot handle these tactics and harassment.
NOTE:
I AM STILL CLEARING MY DUES BY WORKING PART TIME JOBS AND STUDYING AT THE SAME TIME. I JUST WANT THE BANK TO STOP CALLING ME AND MY FAMILY. I WILL PERSONALLY CALL THEM WHEN I ARRANGE SOME MONEY AND CLEAR MY DUES.