Can arbitrator award make recovery officer to execute attachment on saving account ,gold loan

A cooperative bank has obtained award from arbitrator in their favour for recovery of dues in 2019. The matter is contested in DRT. In month of July 23 the bank has sent a letter to icici bank for attachment on saving account and gold loan . icici bank has promptly followed the instructions of recovery officer. whereas other banks have not shown any interest in entertaining such letter. The question is whether bank can ignore such letters . the basic purpose of asking this question is whether the arbitrator order is an order issued by judicial court which is the only legal authority empowered to attach saving account or gold loan ? If this action taken by icici bank is not as per law can we challenge the same in consumer court? If icici bank has taken action based on letter of recovery officer,and it is bad in law , can we take appropriate action against ICICI Bank? can we ask for losses and good will damage compensation to icici bank because cheques and emi are bounced because of blocking the account? whether interest on gold loan will be payable by borrowers as we have requested icici bank to transfer the amount in saving account to close the gold loan . In all only ICICI bank is the bank who is very prompt to create trouble to existing customer without giving any chance to account holder.