How to close AUCA account with State Bank of India
I have taken a Home Loan from SBI in 2015 against a flat in builder society in Greater Noida.
In 2016 I came to know builder has sold my flat to another party in 2012 and there was mortgage with Allahabad Bank. The first party had NPA with Allahabad Bank who as per Sarfaesi claimed symbolic possession on my flat.
I have filed criminal complaint against builder, SCDRC case against Allahabad Bank, SBI and Builder. I have a judgement in this case in my favor. Court declared Allahabad Bank to claim dues from builder and first party and not claim my flat since I am physically residing in the property.
I had informed SBI of this dual sale in 2016. They proceeded to file Criminal FIR against me stating I helped builder in this dual sale and forgery. My home loan account was converted to AUCA inspite of all EMI being paid till date June 2023.
Due to this entire mental harrassment, I have approached SBI for a final settlement on this AUCA account and consider a revised balance amount since I will not be able to pay the actual remaining interest
SBI is not responding to my request of settlement, inspite of multiple follow up, and police and stressing on settlement with bank in 2 weeks or chargesheet will be filed against me.
How can I get this case resolved by quashing the FIR and settling this AUCA account legally.