Promotion

Suppose somebody has been denied his/her Promotion or Career Advancement Benefit because of the following reason, What can he/she do? Reason: 1)He/she had taken a petty loan of Rs.70000.00 (Rupees Seventy Thousand) only from a Bank and he/she was paying the e.m.i. at the stipulated time every month, but unfortunately because of medical emergency he/she failed to pay the for 2-3 months within the stipulated date(s).......and the Banking Authorities sent a letter to his/her Higher Authority enquiring about him/her for the same. Which subsequently resulted that his/her Higher Authority debarred him/her from any Promotional or Career Advancement Benefits........and issued him/her a Show Cause notice to explain why not any Departmental Action shouldn't be taken against him/her. However, In the meantime he/she had submitted the Loan Closure Letter to the Higher Authority but his/her Office isn't paying any heed to it. The Office is all set to go to the extreme against him/her. What should he/she do now? Please suggest.