Personal loan

I took personal loan from Bajaj finance. For 16 months I am unable to make payment due to pandemic. I'm going through a very financial difficult fase of my life. I have repeatedly requested the bank officials & the recovery agents to please bare with me as I'll repay the loan as soon as possible. For last 6 months I haven't received any letters from Bajaj finance. Now a police officer was at my house & asked to me talk to another police officer on the call who was at different police station. The police officer whom I talked to, informed me that he has a arrest warrant against me from Bajaj finance and asked to talk to a bank officer and call him back. I spoke to the bank officer he gave me a week time to repay the entire amount & said we will settle this outside the court, I told the bank officer it's not possible to make the entire payment but I can start repaying EMI, for which he declined & also asked me write on a paper that I owe xyz amount to Baja finance and I'm ready to pay them in week's time. I called the police officer & told him the conversation & I requested him as I would like to see my arrest warrant for which he replied call me before meeting me. Please suggest as I'm very tensed.