Personal loan default

Dear Advocates, Request you to please help me in the below situation. I took a personal loan from HDFC for an amount of 15,00,000.00 fifteen lacks in March 2017. The huge amount was sanctioned without any collateral on the basis of my job and good credit record of about 10 years. I lost my job in few months after that but continued to pay from my savings and PF what ever I had. I paid about 25 EMIs out of 48. The lady EMI I paid was in April 2019. I still did not find a job and started my own business (Pvt. Ltd. Company) by investing some money but as it is a new business it is taking time to generate revenue so I started searching for a job again but did not get one yet. As of date I'm due for 2 EMIs and requested the bank for some time off about 4-6 months which they denied. Financially I'm zero currently and managing my household expenses by borrowing from friends. The recovery agents are calling me and arguing a lot for recovery scoop I blocked all Unknown calls to my mobile. They are sending me SMS which I'm not replying to. They traded my business address also and want to send the recovery team there. I took the loan in Bangalore but due to job loss I came back to native Hyderabad. Please suggest how to proceed as I'm not in a condition to repay until I get a job to sustain. The EMI is about 38k which looks huge being unemployed currently. Please help me to deal with this situation. Thanks Ritesh