Loan repay
I have availed bank loan and I was paying on time, however got a job opportunity in Dubai, shifted there, but that did not work out, I'm back in India, and had some money and I paid the emissions, I'm currently jobless, no money so staying at my parents house, no job so could not pay emi, I asked for extension so that I could get a job here and start paying off emis on a regular basis, the recovery agent has been harassing me and my mother, going to her shop taking a picture and asking me to come to police station like right now, also when I spoke to the manager we agreed upon clearing one emi as of now. However was told by him that the laws have changed and they can leave this to the police to deal with. I have missed 4 months repayment, I barely could survive with one meal back in Dubai. Here I just need to get a job. I have applied and been put on wait list. But they threatened and asking my brother who is studying to pay off the loan. Could you please help me with this.