Personal loan defaulter
Dear sir
I have taken a personal loan from hdfc bank & Fulton india (NBS) 15 & 12 lacs, when I am working in big organization (cement industry). N bank didn't take any security or mordgage only salary slip, bank give me a loan based on salary slip.
After 2 months later I lost my jobs now 1 year I have manage n paying my EMI n now m totally financialy paralyzed no income .
Loan amount I have invested on business started paver block industry, after lost my jobs.
As you know that BJP government our PM shree modi ji give speach on his main ki baat all youth come forward n start your own business n generate job opportunity self n others too so I started.
In fortunately govt. Close all mines here in Assam as a result my block making industry shutdown with in three months without raw materials like chips n stone dust my products not come.
I lost all money in my industry now m totally zero, unable to pay bank emi, bank people n collection agent are calling regularly n mentally tortured, I requested by written to all branch head but they refuse my letter I ask them Plz give me some more time to repay bank amount.
But no use they giving threaten they will auction n sale my mother property, because m staying with my mother.
Now I am totally disturbed what to do. ???? either I join some extremist group n kill someone, kidnapped n collect money n pay to bank.
Plz sir advice me I can't see my right path, some time m thinking to quit my life but its not solution.
I unable to pic any calls bank people tortured me mentally.
Pizzazz sir Plz advice what I can do.
Regards
Bishnu Sarkar
Guwahati, Assam