I had given the cheques at the ti

Hello sir/mam i had taken the personal loan amount of 4 lakhs from tata capital in last year march 2016 and they set the emi of 9307rs and that i was paying on time but unfortunately my mother had some health issue in the month of nov2016 and that time due to my mother's health i left my job cause i am the only child to look after,so there was a gap of 4 month (nov to feb2017) for non payment and after that from the month of march2017 again i have started the emi till date i am paying my emi every month and for the rest of the amount which was pending for 4 months i requested to bank that i will coverup that amount by paying 10000 insted of 9000 rs so , that my previous amount will get settel however i am paying 10000 from last 3 months , and still they threatning me by sending warrant on watsapp ,and now the matter is i had given them few cheques at the time of loan so that they can deduct the amount through ecs from my bank ,cause it was a salaried account so, that account is not maintained cause i am going through with rough time i have no job but still i am making the payment every mid of month and they threatning me by sending warrant on watsapp please help me ... Your help would highly appericiable.Thanks please help up......