Personal loan issue
Hi I had taken a loan of 4lakhs in the year of 2014 from Hdfc bank. But due to job lost and health issues caused by an accident I started defaulting my emi. I was out Of job for more than 1 and half year. I just started working but i am still facing financial crisis as my salary is very low that I could even maintain my family's expenditure. I live in a rented house and the rent is very high. I hardly can meet my family's needs. Now that the collection agencies started calling me and started harassing saying that PO order has been already released and also arrest warrant has been issued, also I would be arrested the moment they saw me. Can you please tell me what is PO order. They told me that they can close the case by Rs 135000. They gave me just one week to arrange this money. But I really can't arrange this money right now. Honestly I just have only Rs. 30000 which I got by selling my refrigerator and ac. I tried asking money here and there but of no use. I finally sold my ac and freez. I am family man with a 2years old daughter. Can you plz suggest me what I can do in this situation? They would not accept Rs 30000 to close my case. But I got only 30k . Plz help. Thank you