If the mother is the undisputed owner of the house then she can serve a legal notice to her son asking him to vacate the house. A legal notice does not take time. All she has to do is engage and instruct a lawyer to issue the notice to her son. Once the notice has been issued and a certain time period given to the son to vacate the house, he will be obligated to comply with the notice. His refusal to leave the house after the notice would entitle his mother to file a case for his eviction in the court.
The bank can attach the property in accordance with the law if she fails in repaying the outstanding loan along with interest. The bank may at its sweet will waive off the interest and also the principal amount.