1. The bank has the right to refuse to release the title deed of the property if the loan is not repaid. The contractual liability to repay the loan has now fastened to the legal heirs of your father. On the demise of the borrower his debts can be enforced against his legal heirs if there is succession of property in their favour.

2. Legally speaking, the dismissal of your father can be challenged by his legal heirs but the case will be very weak as your father who had personal knowledge of the circumstances in which he was dismissed will not be there to lead evidence in the court.

The loan taken by your father was unsecured loan meaning thereby that he did not give any security of property while acquiring the loan.

If that is so then the unsecured loan extinguish with the death of the borrower and the son has no liability to pay off the debt of his deceased father.

So the bank at the most the adjust his retiral benefits and forget the balance amount.

So keep silent and sit tight on this.

1) section 306 of the Indian Succession Act, 1925, which provides as follows:

"306. Demands and rights of action of or against deceased survive to and against executor or administrator - All demands whatsoever and all rights to prosecute or defend any action or special processing existing in favour of or against a person at the time of his decease, survive to and against his executors or administrators; except causes of action for defamation, assault as defined in the Indian Penal Code, or other personal injuries not causing the death of the party; and except also cases where, after the death of the party, the relief sought could not be enjoyed or granting it would be nugatory.

2) you cannot challenge father dismissal as even if such relief is granted your father would not be able to enjoy the reinstatement .

3) you can move court for recovery of provident fund , gratuity , insurance and other dues

Your father's dismissal can be challenged only by him and not by his legal heirs.

As he stands dismissed from service without any benefits, the scope for claiming his terminal benefits also have very dim chance.

You can approach civil court for recovery of his terminal benefits including return of the property title documents held in their custody, though the winning chances are not so bright.

Labor law cannot be enforced in this matter.

1. if your father was terminated on the findings of departmental inquiry you can challenge it even after your father's death because your as a legal heir has interest in the facts in issue.

2. only criminal proceeding is terminated after the death of accused. Civil proceeding can be initiated or carried on by the legal heir of deceased.

3. if your mother is alive you can file case on her name (wife has interest in post retirement benefits).

1) it is duty of bank to inform EPF department about father dismissal from service

2) you can if you so desire inform PF dept about father dismissal from service in December 2013

From your own contents it can be seen that your father was not dismissed from service by the authorities as wrongly guessed by him.

The bank has not served the termination letter on him whereas anticipating one he decided to approach court to restrain the employer from terminating him from service.

Therefore it can be said that he died while on service in the month of November 2015 and that whatever terminal benefits including pension that he would be entitled shall be reckoned from the date of his death. I dont find any legal infirmity in it. Let it go on in the same way and you wait for the outcome to decide about next course of action to be taken in this regard.

Your father was dismissed from the bank but the bank has accepted that he was in service at the time of his death. While the PF of an employee including the employer's contribution cannot be forfeited even in the event of a dismissal, the pension payable to an employee can be withheld in the event of his dismissal. Accept the pension that comes your way as the bank has accepted the death in service.