• Seeking Expert Advice on SRA Allotment for Multiple Properties Mumbai

Hello Legal Experts, I own a large property in a chawl with a carpet area of approximately 1,000 sq in a suburb of Mumbai on a single location, I intend to divide it into three separate structures for future allotment by the pvt builder or appointed SRA for 3 units

Action Plan:
Two residential units—one in my wife's name and one in my own.
One commercial shop my own livelihood 
I would appreciate expert advice on the following:

•	How can I ensure SRA allotment for all three properties?
•	What are the underlying SRA rules governing such allotments?
•	Can I own both a commercial shop and a residential unit in my name, as they are separate structures?
•	If I transfer a residential unit to my wife via a gift deed, will she be eligible for a separate flat allotment?
•	Would it be better to execute a sale deed or gift deed or is it better to register the property in my daughter's name instead she is 18 now or Wife ?

Looking forward to your expert guidance. Thank you!"
Asked 12 days ago in Property Law
Religion: Christian

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8 Answers

under SRA scheme you can get only one flat per family

 

2) will be necessary for that hutment dweller to furnish a self declaration on plain paper affixing his own photo stating that he is residing in that very hutment even at present and that he does not have any other hutment/house/flat on ownership basis or rental basis in his name or in the name of his/her wife/husband or in the name of children below 18 years (minor) in the area of concerned local self government bodies like municipal corporation/municipality/city council. If it is found that wrong information has been given he will be declared ineligible, besides criminal proceedings will be started against that individual.

 

3)Only the actual occupants of the hutment shall be eligible, and the so-called structure owner other than the actual occupant, if any, even if his name is shown in the electoral roll for the structure, shall have no right whatsoever to the reconstructed tenement against that structure.

 

4) don’t keep any unit in wife name 

Ajay Sethi
Advocate, Mumbai
97783 Answers
7922 Consultations

Under the Slum Rehabilitation Authority (SRA) guidelines, it is highly unlikely that a 1000 sq ft property would be allotted 3 units during redevelopment, as the standard SRA unit size is typically around 300 sq ft, meaning a 1000 sq ft property would usually only qualify for a maximum of 3 units depending on the specific regulations in your area and the available FSI (Floor Space Index)

Under SRA scheme, one family will be allotted one unit only

T Kalaiselvan
Advocate, Vellore
87984 Answers
2369 Consultations

It can’t be done illegally if the plan doesn’t permit.

You have to do the same illegally by showing it differently galas and get the separate electric metres 

Prashant Nayak
Advocate, Mumbai
33073 Answers
215 Consultations

In your situation, careful structuring of ownership is essential to maximise your eligibility under SRA (Slum Rehabilitation Authority) schemes in Mumbai. Here are key considerations:

  1. Ensuring SRA Allotment for All Three Properties:

    • SRA allotments are usually one per family unit (husband, wife, and minor children).
    • You must demonstrate that each unit is independently occupied and exists as a separate structure before the cut-off date set by SRA.

  2. SRA Rules Governing Allotments:

    • The property must be documented in your name before the cut-off date (currently 1st January 2011 for Mumbai SRA projects).

    • Each adult family member (above 18) can be considered separately if they are independently residing there.
    • If your wife or daughter has an independent ration card, voter ID, or any proof of separate residence, she may qualify for a separate allotment.

  3. Ownership of Both Residential and Commercial Properties:

    • Under SRA rules, a person can own one residential unit and one commercial unit separately.
    • If your commercial shop is already documented and has a separate identity, you can retain it along with a residential unit.

  4. Transferring Property to Your Wife (Gift Deed vs Sale Deed):

    • A gift deed to your wife will be effective if properly registered and she has separate documentation to prove independent occupancy.
    • A sale deed might complicate matters if SRA considers it a post-cut-off transfer.

  5. Registering Property in Your Wife’s or Daughter’s Name:

    • If your daughter is 18 and has a separate identity proof, it might be beneficial to register one unit in her name instead of your wife’s, as she would be considered an independent beneficiary.
    • However, ensure that all documentation (ration card, electricity bill, etc.) supports the independent status of each claimant.

Next Steps:

  • Consult an SRA expert or lawyer to verify whether your structures qualify as separate units under SRA norms.
  • Gather proof of independent residence for your wife and daughter (ration card, utility bills, etc.).
  • Register any transfers (gift/sale deed) carefully to align with SRA rules and eligibility.

For a thorough review, it is advisable to consult an SRA legal expert before making ownership changes.

Thanks and Regards,
Advocate Aman Verma
Legal Corridor

Aman Verma
Advocate, Delhi
324 Answers


SRA Allotment Strategy for Multiple Properties in Mumbai


Key SRA Rules & Eligibility

  • Under Slum Rehabilitation Authority (SRA) rules, a single family unit (husband, wife, and minor children) is eligible for only one free SRA unit.

  • Separate allotments are not granted if multiple properties are in one family's name before the cutoff date.

  • A commercial shop and residential unit can be owned separately, but only one residential unit will be allotted under SRA.


Answers to Your Queries



1. Ensuring Allotment for All Three Properties

  • If all properties are in your name at the time of redevelopment, only one residential SRA unit will be allotted.

  • Commercial units are allotted separately, provided the shop existed before the cutoff date.

2. Can You Own a Commercial Shop & Residential Unit Together?

  • Yes, SRA allows a commercial shop and a residential flat to the same person as long as the commercial unit is legal and existed before the cutoff date.

3. Transfer to Wife via Gift Deed – Will She Get a Separate Flat?

  • If gifted before the cutoff date, she may be eligible for a separate unit if she has separate ration card, electricity bill, and proof of residence.
  • However, SRA authorities may scrutinize such transfers to prevent fraudulent allotments.

4. Gift Deed vs. Sale Deed vs. Registering in Daughter’s Name


  • Gift Deed (Best for Wife): If transferred before the SRA project begins, your wife may get a separate SRA unit, subject to separate identity proof.

  • Sale Deed (Not Recommended): Selling to your wife/daughter may not guarantee separate allotment.

  • Daughter (18 years old):

    • If she is financially independent (has PAN, Aadhar, separate ID), registering in her name may help secure a separate allotment.
    • However, SRA may check if she was dependent on you during the cutoff period.


Best Strategy for Maximum SRA Benefits


  1. Gift one unit to your wife before redevelopment begins (ensure she has separate ID proof).

  2. Keep the commercial shop in your own name (as commercial and residential allotments are separate).

  3. If necessary, register a residential unit in your daughter’s name before redevelopment starts, ensuring she has independent documents.

For detailed, personalized advice, consider a phone consultancy. Hope you find the information helpful. You are free to contact me for further discussion. If you could spare two minutes of your time to write a review, it would be greatly appreciated and bring immense happiness to read it. Thank you. Shubham Goyal.

Shubham Goyal
Advocate, Delhi
667 Answers
3 Consultations

Property no 3 should be registered in your daughter name as she is not a minor 

 

2) property no 1 cam be in your father babe 

 

3) property 2 can be in your name 

 

4) you cannot have 2 units in your family name ie you ,your wife and minor children 

Ajay Sethi
Advocate, Mumbai
97783 Answers
7922 Consultations

If the same is one tenement then it can’t be divided into 3 to just take the benefit of the scheme. In mumbai earlier the same things are done but it’s not completely legal. The tenements have been divided into 2 or 3 shops or rooms to take the benefit by bribing the authorities 

Prashant Nayak
Advocate, Mumbai
33073 Answers
215 Consultations

All the three properties are divided into three independent units on each individual's name by a registered document hence io is perfectly alright for now for three units for redevelopment 

As of now all the three are eligible before the cut off date hence you may proceed with allotment of three units on three individual's names itself. 

Since your daughter is major by age and independent of you, she can continue the third unit on her name itself.

T Kalaiselvan
Advocate, Vellore
87984 Answers
2369 Consultations

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