1) All car owners in India are required by law to have third-party insurance. This insurance covers the liability of the car owner in case of injury or death to a third party caused by the car. In case of a car accident, the victim can claim compensation from the insurance company of the car owner.
2) section 164 states that if a person is seriously hurt, or dies due to an accident caused by a motor vehicle, the owner or insurer of that vehicle has to pay compensation.
3) If there is significant damage to your car or any injury to you or your passengers, it is recommended to file an FIR with the police. Obtain a copy of the FIR and submit it to your insurance company along with your claim.
4)t he victim of a car accident must file a claim for compensation within a specified period, known as the limitation period. The limitation period for claiming compensation for a car accident is six months from the date of the accident.