In the landmark judgement of Samruddhi Co-operative Housing Society Ltd. v. Mumbai Mahalaxmi Construction Pvt. Ltd, the Apex Court was of the opinion that failure of a builder to obtain an OC is a deficiency in service under the Consumer Protection Act 1986. Further, in Kamal Kishor and Ors. v. M/s. Supertech Limited, it was held that offering possession without obtaining occupancy certificate is meaningless since the allottee is not permitted in law to occupy the house which does not have the requisite OC. Therefore, the maintenance charges would be payable only from the date on which the possession is offered to the complainants after obtaining the requisite OC provided the construction of the villa is complete in all respects at that time.