It will be removed automatically after payment. If you want to remove it before you can apply to bank

1) you are co owner of property 

2) bank would not agree fir removal of your name unless loan is repaid or your husband requests bank to remove your name 

3) yiu can approach bank for removal of your name but chances of success are bleak 

1. In immovable property matters, mutual consent signatures of both parties will be required to remove /delete names from Loan Records .... wherein one of the party will have to file undertaking to pay any pending loans etc....

Keep Smiling .... Hemant Agarwal
VISIT: www.chshelpforum.com

Until and unless the home loan is fully discharged your name as a co borrower will continue to appear in the cibil records.

You can talk to your ex and get the matter sorted out through bank by arranging for another surety or borrower to get you relieved from this loan mentioning your divorce.

He  need to contact the lender and ask for a novation for the joint home loan and then add the new co-applicant to the loan. By doing so, he can apply with the new co-applicant, provided that they meet all the new lender's home loan eligibility criteria. 

 A Novation is a declaration that shifts the responsibility of repayment of home loan from two borrowers to one. Not all the lenders allow this, so whether he can be able to do this or not will depend on the lender's terms.

A co-borrower, sometimes called a co-applicant, is a person who shares liability for repaying a loan with another person. Applying for a loan with a co-borrower reassures the lender that multiple sources of income can go toward repayment.

There is another way to have your name removed from the mortgage: He may have to apply for a loan to refinance the mortgage, in his name only.

- If your ex husband is in possession of that property for which you was also an applicant , then you can move an application before the said bank with the copy of the divorce decree and thereby request for the removal of your name . 

- Since, you are now no related to him , then the bank may correspond him before removing your name , however it is the duty of bank to inform him for the same. 

You have not mentioned if the loan is still outstanding or has been closed. If it is still not fully repaid, your name cannot be removed from the records as a co-obligant. If it has been liquidated, obtain a letter of closure from the creditor.

Hi, First you have to approach the Bank and ask them what is the procedure to remove the name. If your ex-husband does not agreed for your removal name in the Bank records, then you need to file a suit.

Dear Client,

                Generally in such cases refinancing the loan by the spouse in his or her name alone can be a common measure. However, it is not possible to exactly enumerate ways and procedures for getting your name off a loan unless it is known that what kind of loan it was and with respect to which kind of property. So kindly inform about the matter more elaborately.

Thanks & Regards