You are advised to request the bank from where you took the educational loan (and repaid) to update the CIBIL records immediately. If there is no response, you may approach the Banking Ombudsman for deficiency of service.
I have completed my education loan, and received the NOC... When I joined company during the background check . This shows in my like registered. But the status is Disposed How can I remove the record from database
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You are advised to request the bank from where you took the educational loan (and repaid) to update the CIBIL records immediately. If there is no response, you may approach the Banking Ombudsman for deficiency of service.
What company have to do with your CIBIL score. Even if you have defaulted in loan repayment, what company have to do with it. Neither such back check as any effect on employment.
This shows in my like registered. ? What this mean.
it would not be removed from data base
2) you have availed loan and has been repaid .
3) no due certificate is sufficient to prove repayment of loan
Criminal Record check(Permanent Address)- During search match has been found with the following details:-Case Regn. No. 3848/2016 filed at XIV Assistant Judge, against Mohanraj resident of No.14B, Bharathi St, Kamarajapuram, Velachery, Ch 42.The case has been filed under Code of Civil Procedure, section of Order 7 Rule 1.The case status is Disposed Off as on date.
obtain certified copy of order
2) if case is disposed of then you would not have problems in your job
From the facts you have stated, it is learnt that the lending bank had filed a civil suit for recovery against you which has since been disposed of. You may produce a copy of the court order, along with the NOC given by the bank to your employer to establish the factual position. For updating your CIBIL record, request the bank to do so.
This is ridiculous and wrong totally so lodge a FIR for defaming you against the bank and the BM at that time when the case was filed.
- No Objection Certificate (NOC) is a legal document issued by a Bank to its Customer declaring that he/she has no outstanding dues towards the lender.
- Since, you already having NOC from the said bank , the bank has no right to harass for the same.
- Send a detail notice to the bank for removing the record from database after enclosing the NOC and said Court Order , they will do the needful. Case detail is enough for the bank .
- In the said notice , you should also give warning to the bank that , if the bank is not immediately updated the database , then you are going to take legal action against them.
You must have defaulted in repayment, so bank recovered through court order. Case history will remain.
Suit is civil in nature, no impact on conduct or back ground check.
Sir order 7 rule 1 is rejection of plaint is rejected by the court as there was no proper cause of action or stamp duty with plaint.
The case status cannot removed from the record and in no background check it will go against you its just civil dispute,
Dear client
It cannit be removed from the records as it is matter of record. But as the case is disposed you can just make an application to District judge for hiding of details on online site. But there are very low chances that application would be entertained.
What is registered and which database are you referring to ?
The company will not do background check for clearance of the educational loan, hence what are you referring to or want to clarify?
Criminal record verification need not show the presence or pending of a civil case.
You are actually confused about what you want to clarify.
You may convince that this is a civil money recovery suit which has been disposed after the loan amount was fully repaid.
You may obtain the copy of the decree of the case which has been disposed to produce it before the employer to satisfy him if there is any issue on it.