1) you can contact a local lawyer

2) take 30 years title search to find whether title is clear and marketable .

3) check whether plans are sanctioned .

4) check whether builder has original chain of title deeds

5) commencement certificate issued by corporation .

6) the fact that LIC housing finance has approved project does indicate that builder has requisite approvals for starting construction

Hi, don't give any cheque to the Builder for obtaining the documents first you have to collect the documents from the builder and get the legal opinion from the advocate.

2. Because if the title to the documents are not clear then builder will not repay the amount of Rupees 1,00,000/- and you have to incur 1 lack for the documents.

3. Normally, 30 years of the documents we have to verify while giving legal opinion.

4. It is better get the legal opinion form the advocate and thereafter proceed with the matter.

Hi,

1. Builder's demand of post dated cheque is unreasonable what if you are not satisfied to buy the plot after perusing/verifying the documents.

2. If it is approved by BMRDA and LIC has been approved for housing loan , the legal documents of title, permission etc will be in place. However it is necessary to take due diligence in buying it.

3. the documents you need to verify are:-

a. original sale deed, mother deed

b. Search Report(It provides details of the original property holder, property history, charges on the property, current property status )

c. a re-allotment letter or re-conveyance deed in case the property is re-conveyed by the BDA.

d. Khata Certificate and Khata Extract

e.Encumbrance Certificate (EC):

f. Betterment charges receipt(Betterment charges are also known as improvement fees/development charges that are to be paid to the BBMP before a Khata can be issued. Currently the developers are entitled to pay a fixed amount as betterment charges to the municipal body. A receipt of the same should be obtained at the time of property buying).

g. Conversion Certificate (if it is an agricultural land converted to non-agricultural)

h Power of attorney if any(need to be very careful if there is one as the title tranfer depends on it)

i. Latest tax paid receipt:

j. verify that all the agreements involved are duly stamped according to Karnataka Stamp Act, 1957

Nature of Property : Ancestral, Self Acquired, Joint Family Property, Granted land from the Governement Etc.

Sale Deed, Partition Deed, Grant Certificate, Gift Deed, Will (It should be Registered Document except Will)

Khatha Extract and Certificate

Tax paid receipts

RR, ILR if the property is ancestral

Index of Land, Hiduvali Chit

Karda copy, Saguvali Chit if granted

RTC and Mutations

Mortgage Deed if any transaction visible in RTC colum 11

Litigation status if any proceedings visible in RTC colum 11

79 A and B Endorsement : endorsement certifies that there no cases pending against the person owning the agriculture land / property.

7, 48 A Endorsement

Encumberance Certificate since 1940 to till date

RR Balabaga, Akarbandh

Hissa Survey Tippany, Atlas

Village Map, Survey Sketch

Family Tree

Land Acquisition Status: Endorsements from State Revenue Authority certifying the Govt. acquisition status for the property for instance Notification by B.D.A. or KIADB for acquisition.

Patta Book

Podi Extracts: Property partition document among siblings if any.

11 E Sketch

Conversion Notice If the land converted

Change of Land use

Converstion fee payment receipts

Official Memorandum

Police complaint if any document lost

Paper publication, Affidavits

No Claim received acknowledgement from the Advocate towards the public notice via paper pulication

Endorsements from the KIADB, BDA confirming that the layout area has not been proposed for land acquisition for any project as on date (this applies to properties in Bangalore periphery)

If the land belongs to Layout: Layout plan approved by BDA/BMRDA/BIAAPA/NPA/KPA/MPA/BMICAPA depending on the jurisdiction.

Relinquishment deed (for open spaces)

PTCL Endorsement

GPA or SPA for land transactions

Agreement for Sale, lease Deed in respect of land if any

Land owners ID Proof

Mysore Survey Settlment Register VIII

Records of Right

If the land settled before the Court, Plaint, Written Statement, IA, Interim Orders, Decree, Compromise petition, Court Orders etc.,

Comprehensive Development Plan (CDP)and ODP, Zonal Regulation Map and Survey Map. Apart from the above property should not come within the Green Belt Area.

Form No. 1 Affidavit (2 set):- Stating that registration of the said document does not violate the notification issued under section 22A of the Registration Act.

Form No. 61 (If the value of the property is Rs. 5,00,000/- or more)

Form No. 60 (Under IT Act).

Extract of assessment register of the property. For Agricultural Land: - No objection certificate from Tahsildar. (If the property is a granted land or occupancy rights have been granted under Land Reform Act, 1961, then no object certificate from the concerned Tahsildar to be obtained).

Check if there are any court claims/litigations in respect of the property in question.

Check if there are any minor claims in respect of the property in question.

Check if there is any objection at the jurisdictional sub-registrar’s office for the sale of the property in question.

Check out for any road cutting across the property

Check if there is any high-tension wire over the property in the question.

Check for any road widening.

Check for defence acquisition if any.

Check if any mortgage or agreement holders.

Finally, contact a local advocate to obtain legal opinion over the property.

1. Since the title of the property forms the basis of proprietary rights you must inspect all the documents in the chain ownership. The title of the seller must be clear and free from any encumbrance. A search of the records at the sub-registrar’s office may be carried out for documents that may affect the property and may have been registered.The report will show the recorded owner of title of the property and changes in the title of the property.

2. It must be ascertained whether the builder gas the necessary clearances or not. Inspect the plans threadbare to check whether they have been sanctioned by the concerned authority. If the sale documents are being executed by a person holding power of attorney on behalf of the owner, the said power of attorney should be scrutinized closely.

3. Always inspect the original documents of the seller and read all the documents carefully before signing them.

4. Occupation certificate should be obtained to ensure that the building has been built legally, especially in case of new buildings.

5. Also check if the property is the subject matter of litigation in a court.

6. Engage a local lawyer to carry out due diligence.

7. A builder seeking money to give documents for inspection is a bad practice.

Must see these documents :-

1. Sale Deed :- transfer of ownership of the property from the seller to the builder, in many cases builder executed POA and sell out all flats through it for saving taxes.

2. Building approval plan:- A building plan is sanctioned by the BBMP (Bruhat Bengaluru Mahanagara Palike) without which the construction of the building is illegal under the Karnataka Municipal Corporations.

3. Conversion Certificate (Agricultural to Non-Agricultural land): With a vast amount of land being agricultural in nature in Karnataka, a Conversion Certificate is mandatory to be obtained from the legal body for the property. A Conversion Certificate is issued to change the use of the land from agricultural to non-agricultural purpose from the competent revenue authority.

4. Khata Certificate and Khata Extract:- It is an account of a person owning a property. It typically consists of (a) Khata Certificate and (b) Khata Extract. ‘A’ Khata has properties listed under BBMP jurisdiction with legal property construction.

5. Encumbrance Certificate (EC):- Encumbrance means charges in the ownership or liabilities created on a property that is held against a home loan as security. lack of this certificate you may have problem to get loan.

Hello,

You need to verify a number of documents before you actually purchase the land. Let me list them below:

1) Title Deed.A Sale Deed is the core legal document that acts as proof of sale and transfer of ownership of the property from the seller to the buyer.The buyer should check whether the property has a clear title. He/she should also confirm if the property is subject to any encumbrance charges.

2) You need to verify the parent document- chain of documents.Mother Deed, also known as the parent document, is an important legal document that traces the origin/antecedent ownership of the property from the start (if the property has had various owners).Always insist upon seeing the original documents.

3) Conversion Certificate (Agricultural to Non-Agricultural land):With a vast amount of land being agricultural in nature in Karnataka, a Conversion Certificate is mandatory to be obtained from the legal body for the property. A Conversion Certificate is issued to change the use of the land from agricultural to non-agricultural purpose from the competent revenue authority.

4) Khata Certificate and Khata Extract:Khata is derived from the word ‘account’. It is an account of a person owning a property. It typically consists of (a) Khata Certificate and (b) Khata Extract. A Khata Certificate is mandatorily required for the registration of a new property and the transfer of a property.

5) Encumbrance Certificate (EC):Encumbrance means charges in the ownership or liabilities created on a property.An EC consists of all the registered transactions done on the property during the period for which the EC is sought.

6) Latest tax paid receipt:Receipts for property tax bills ensure that taxes for the property are paid up-to-date to the government/municipality. For properties falling under the BBMP jurisdiction, it is mandatory for property taxes to be paid up to date so a buyer could get a Khata issued in his name.

7) If you are planning to construct a house you would obviously have to obtain requisite approvals from local government authorities.

1. Mother deed.

2. Revenue records like RTC/Mutation Register extract/Index of land/settlement/Akarbandh.

3. Conversion order.

4. Approved layout plan.

5. Khata extract.

6. Tax paid receipt.

7. EC for 13 years or more.

8. Betterment charges receipt

9. Approval from BMRDA

1. Issue a letter enclosing the PDC stating there in that the said PDC will be returned to you in case you decide not to buy the flat for not being satisfied with the documents provided after conducting due dilligence,

2.Collect the copy of the title deed of the land, development agreement, sanctioned constriuction plan, mutation of property/land in the name of the owner, tax payment receipt, draft copy of the agreement you will execute with him and also the raft copy of the sale deed,

2.Get the said papers through your advocate,

3. Takeloan while buying the said flat and in such case the Bank will get the property searched by its own lawyer to be sure about the clear title of the property.