1) you cant file for divorce unless period of one year has elapsed from date of marriage except in exceptional circumstances
2) wait for 6 months then file for divorce by mutual consent .
3)dont make any payment now . at time of filing for divorce you can pay her 20%of amount balance 80%at time of second motion ie grant of divorce
4)your wife has no option but to wait as legally no petition can be filed unless 1 year has elapsed from date of marriage
5)if you make payment now there is no guarantee that your wife will agree for divorce by mutual consent later . she may fail to attend court after filing of petition or with draw her consent and your divorce petition would be dismissed