Legal questions on Civil Law

Seller not agreeing to refund when loan is not sanctioned due to registered mortgage

Hi Sir, I have given advance of 5 lakhs for a flat worth 47 lakhs. And for the remaining I have applied for a home loan in ICICI. This property is registered mortgaged by the seller in AHFL. The seller promised to release the documents from the AHFL when my loan is sanctioned if balance transfer is not possible. Now my loan is sanctioned by ICICI bank and they are asking me to have the selle...

What can do to get the cops to follow court order?

My father was married to a women and been separated since 2000. He has a son and a daughter with that women and they were with my father till they were separated due to their problems. Now the women under the guidance of her son filed a petition against my father that my father's assets were earned by their collaborative efforts and broke into my father's office illegally. Even with all the evi...

Credit card and personal loan default arbitration

Hello, I have taken personal loans from 2 banks amounting to 25 lakhs, also have credit card dues for 3 lakh. I haven't paid my dues since last 6 months as i quite from my job, took care for stage 4 cancer father and his demise afterwards. Now I'm mentally completely lost in grief and also in loan/credit card dues. Recently one bank told me there will be arbitration to recover my dues on person...

Builder construction failed after 5 years of Possesion .. 6 floor collapsed in chintels Paradiso

In gurgoan sector 109 . Chintels Paradiso one of the posh property .. there are 9 towers in 12.3 acre land..In tower D , 6 fooor collapsed.. structural audit was done for all towers .. As per report 5 declared unsafe for habitation .. We are already in Supreme Court .. now the case is under DMA Admin is asking to vacate tower and builder is offering 6500/- plus interior and plus registry .....

Can bank charge inerest on NPA accounts

Sir,I have taken MSME colleteral less loan under CGTMSE (CGTMSE will refund money to bank in case of MSME fail to do bussuness)scheme.11lacs Term loan and 8 lacks working capital.Compantbecame and sick and bank account became NPS in 2018 June.At the time of NPA there was 5.60lacks in current account which i did not use.Bank recovered 8 lacks in 2019 june by selling assets.,the term loan has bee...

Will deed witness issue

I am long relative of two brothers A and B , 1 year after the death of A and B father , B came to me , he said to me that he is writing will deed for his children ask me to sign on will deed document at my home , I signed , at that time no testator sign on right side, so I thought he will sign after that Later I came to know that B created false unregistered will deed to claim A property. I was...

Motor accident: Bike hit the rear end of our car at a red signal

Hi, Recently, while my husband and I were travelling in our car, we were involved in an accident. We were on the road and about 50 meters ahead, we saw the traffic signal was red so we slowed down and as we approached the signal, we came to a halt. As we were waiting for the signal to change, my husband glanced at the rear view mirror and saw a bike coming down the lane towards us, speeding an...

Can we file a case against a OLX customer who didn't pay?

I am contacting you because I believe I have been victim of a fraud. However, I am unsure how best to proceed in this matter. Here is the situation: I put up an ad for my mobile (Galaxy S9+) on olx. After a few days, an individual contacted me & was interested in buying the Phone. We agreed for a price of 48000 INR & decided to meet at Central Mall (Bellandur). However, he informed that he w...

Harassment by American Express Bank

I had an American Express Card which was given to me free of cost for 1 year by American Express in July 2020. After 1 year before the expiry of the 1st year. I had informed American Express to discontinue the card. All the card liabilities were paid. American Express did not close the card & charged me annual fees of Rs 60000 + 18% GST. I had stopped using the card completely. But now they are...

Student Loan

I am writing to seek legal assistance regarding the trouble I have been facing with SBI. The constant and unnecessary contact and demands from the bank have caused significant emotional harassment for me. In January 2020, I availed a student loan of 20 lakh rupees for my studies in Canada, originally scheduled to start in May 2020. However, due to the pandemic, the program was postponed to May ...

Dean of my college is harassimg me and discriminating against me.

The dean and dean’s office of my college has been mentally harassing me and pressurising me since January to repeat my second year without stating proper reasons. They have not published my results even though all my papers are graded. I was very unwell during my term 5 and had given genuine health certificate for leave but my certificates were returned to me and dean has been lying about me to...

Can Society stop the service lift for carrying materials for renovation of Flat at 10th Floor

Sir, We have 2 blocks of residential flats and each block is 11 storied. Every block has two lifts of which one is a service lift. My flat is on 10th floor and the Society is not allowing me to carry the building and other materials required for the renovation of my flat through lift. I am paying regularly the Society Maintenance fees of almost 3000/- pm. All precautions is taken by us to see t...

Joint holding demat account can withdraw their rights without consent of joint holder..??

Hi, We have joint holding demat account since 2011 in name of A ,B & C.whereas my father having these shares in inheritance from his father & but due to his age ,he cant do sign properly,so he had opened account in name of his wife,Son1 & Son2. Right now demat account is already in dormat form,Mr.B is not singing on KYC form & KYC documents to broker.Mr.A & Mr.C are ready for every thing for...

Validity of regularization & absorption of services can be done class-2 post of Assistant Engineer

1. Mr. 'X' ( Diploma in civil engineering ) was initially appointed as ad hoc on the post of Junior Engineer on 09.12.1982 under Road Construction Deptt. Cadre and later on services were regularized from the initial date of appointment ( 09.12.1982 ) under provisions of Bihar gazetted officers Ad hoc Appointment ordinance,1986 and thereafter confirmed and promoted to Class-2 service on the post...

Sir please help me to clear my passport

Sir My name is Muhammad Anas , I am from Malappuram district Kerala , .I am looking for study abroad, Italy even I got the chance to study with scholarship there. But there is a little bit correction need in my passport considering my 10th certificate which will be strictly reviewed in visa office to Italy and may caused to visa rejection more even if I got offer letter from Italy . mistakes ar...

Trouble getting RTO papers from the agent

I had bought the bike from the local shop here Pune,Maharastra ( I am from Gujarat ), I am living in PG, the company provides me with the PG document, but it is not renter's agreement, I did not know this when I bought the bike, so I gave my PG document to agent, and a month later he called me and told me that the PG document is not valid, and he needs the real rent agreement, which I did not h...

My 2 wheeler sold to an unknown person, but he didn't transfer ownership

Respected legal team, I have been sold my 2 wheeler in Dec/2020 to an unknown person through OLX chat. At the time of selling, i have given bike along with original RC of bike. But i have not taken any proof of written proof, etc from him. Except mobile number, i dont have anything of that person. Also even i call from any number, he is not answering and sometimes he says that wrong number. Eve...

Mental harassment

I am Sanjit Kumar Verma, I am a friend of a girl who was in forced relationship of 2-3 years. She never had any feeling for him but he always blackmailed her that he will die he will do something and the reason will be you. She always tell the boy that she has no problem she will marry after he is accepted by her parents.....to just avoid the situation. But now when she has taken step that she ...

Any employee put civil case on his manger regarding salary hold.

Is the manager responsible or company? यह कि मेरे पक्षकार की अचानक तबीयत खराब हो गई तब दिनांक 29.04.2023 को मेरे पक्षकार ने आपको सूचित किया और अपनी छुट्टी ऑनलाइन भिजवायी। 4. यह कि मेरे पक्षकार ने उसी दिन दिनांक 29.04.2023 को फोन / मोबाइल पर सम्पर्क सांधा लेकिन आप किसी ने मेरे पक्षकार का फोन नहीं उठाया 5. यह कि मेरे पक्षकार ने उसके बाद जब तबीयत सही हो गई तब मेरे पक्षकार ने आपके पास एक ह...

Harassments and Nusiance from neighbor

My neighbor 45yrs staying on the left side of my bungalow is harassing my family which consists of (my wife 54yrs and lone daughter 23yrs unmarried). I'm a defense personnel due to which I have transfer so I am not staying with them. My neighbor is always creating nuisance in different ways. His bungalow is 3 feet higher than our house. So he can easily stare and disturb us. Few years ago he us...